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S R I EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2022 — S R I EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BIRMINGHAM, AL with 1 branch location and about $4.49 million in total assets. Opened 66 years ago in 1956, S R I EMPLOYEES FEDERAL CREDIT UNION has about 212 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:S R I EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
1117 22nd St S
BIRMINGHAM, AL 35205-2813
Phone:(205) 250-5182
Fax:(205) 250-5184
Website:n/a
Branches:1 branch locations
Members:212
Credit Union Type:Federal Credit Union
Charter Number:11123
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1956
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$4,494,813
CEO/Manager:Teresa S Johnston
Chairperson:Kenneth Cushing

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 342,321
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 286,048
 Unsecured Loans 35,774
 Other Loans 134,076
 TOTAL LOANS 455,898
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -4,513
 Land And Building 0
 Other Fixed Assets 302
 NCUSIF Deposit 31,658
 All Other Assets 0
  TOTAL ASSETS 4,494,813
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,404
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,645,878
 All Other Shares & Deposits 383,723
  TOTAL SHARES & DEPOSITS 3,029,601
  TOTAL LIABILITIES 3,032,005
 Regular Reserve 0
 Other Reserves 102,913
 Undivided Earnings 1,359,895
  TOTAL EQUITY 1,462,808
  TOTAL LIABILITIES, SHARES, & EQUITY 4,494,813
INCOME & EXPENSE  
 Loan Income 5,973
 Investment Income 15,564
 Other Income 120
 Total Employee Compensation & Benefits 9,498
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 11,309
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,979
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -2,094
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