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S R I EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — S R I EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Birmingham, AL with 1 branch location and about $4.68 million in total assets. Opened 65 years ago in 1956, S R I EMPLOYEES FEDERAL CREDIT UNION has about 233 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:S R I EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
2011 9th Ave S Ste 200C
Birmingham, AL 35205-2709
Phone:(205) 250-5182
Fax:(205) 250-5184
Website:n/a
Branches:1 branch locations
Members:233
Credit Union Type:Federal Credit Union
Charter Number:11123
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1956
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$4,683,590
CEO/Manager:Teresa S Johnston
Chairperson:Kenneth Cushing

Call Report

  • Real Estate Loans
  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 467,985
TOTAL INVESTMENTS 3,605,044
Loans Held for Sale 0
 
 Real Estate Loans 350,988
 Unsecured Loans 35,166
 Other Loans 178,511
 TOTAL LOANS 564,665
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -4,513
 Land And Building 0
 Other Fixed Assets 301
 NCUSIF Deposit 32,433
 All Other Assets 17,675
  TOTAL ASSETS 4,683,590
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 310
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,831,726
 All Other Shares & Deposits 370,997
  TOTAL SHARES & DEPOSITS 3,202,723
  TOTAL LIABILITIES 3,203,033
 Regular Reserve 102,913
 Other Reserves 0
 Undivided Earnings 1,377,644
  TOTAL EQUITY 1,480,557
  TOTAL LIABILITIES, SHARES, & EQUITY 4,683,590
INCOME & EXPENSE  
 Loan Income 8,403
 Investment Income 18,332
 Other Income 73
 Total Employee Compensation & Benefits 8,978
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 6,695
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 3,556
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 7,579
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