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National Credit Union Service Organization

NRS COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION

Mar, 31, 2021 — NRS COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION is a federal credit union headquartered in BIRMINGHAM, AL with 1 branch location and about $1.30 million in total assets. Opened 25 years ago in 1996, NRS COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION has about 669 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NRS COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 130520
BIRMINGHAM, AL 35213
Phone:(205) 833-3556
Fax:(205) 833-1966
Website:http://www.starfcu.net
Branches:1 branch locations
Members:669
Credit Union Type:Federal Credit Union
Charter Number:24583
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1996
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$1,301,761
CEO/Manager:Brooke A Smedley
Chairperson:RONSTEAD CLAUGHTON

Call Report

  • Credit Builder
  • Micro Consumer Loans
  • Overdraft Protection
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • Commercial Share Accounts
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 631,582
TOTAL INVESTMENTS 10,006
Loans Held for Sale 0
 
 Real Estate Loans 30,822
 Unsecured Loans 84,372
 Other Loans 548,873
 TOTAL LOANS 664,067
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -17,096
 Land And Building 0
 Other Fixed Assets 16
 NCUSIF Deposit 6,905
 All Other Assets 6,281
  TOTAL ASSETS 1,301,761
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,923
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 81,696
 Regular shares 1,080,985
 All Other Shares & Deposits 20,958
  TOTAL SHARES & DEPOSITS 1,183,639
  TOTAL LIABILITIES 1,185,562
 Regular Reserve 25,808
 Other Reserves 0
 Undivided Earnings 90,391
  TOTAL EQUITY 116,199
  TOTAL LIABILITIES, SHARES, & EQUITY 1,301,761
INCOME & EXPENSE  
 Loan Income 13,867
 Investment Income 46
 Other Income 4,146
 Total Employee Compensation & Benefits 4,039
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 12,769
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 264
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 987
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