Jun, 30, 2024 — O'NEAL CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 1 branch location and about $2.33 million in total assets. Opened 70 years ago in 1955, O'NEAL CREDIT UNION has about 451 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | O'NEAL CREDIT UNION |
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Address: (Main Office) | 744 41st St N BIRMINGHAM, AL 35222 |
Phone: | (205) 599-8010 |
Fax: | (205) 599-8527 |
Website: | n/a |
Branches: | 1 branch locations |
Members: | 451 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 64593 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1955 |
Last Audited: | Jun 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $2,327,814 |
CEO/Manager: | Debra York |
Chairperson: | Richard Phillips |
ASSETS: | $ Amount |
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Cash & Equivalents | 235,472 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 227,843 |
Other Loans | 1,404,081 |
TOTAL LOANS | 1,631,924 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,052 |
Land And Building | 0 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 18,532 |
All Other Assets | 0 |
TOTAL ASSETS | 2,327,814 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 0 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 1,704,815 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 1,704,815 |
TOTAL LIABILITIES | 1,704,815 |
Regular Reserve | 0 |
Other Reserves | 163,974 |
Undivided Earnings | 459,025 |
TOTAL EQUITY | 622,999 |
TOTAL LIABILITIES, SHARES, & EQUITY | 2,327,814 |
INCOME & EXPENSE | |
Loan Income | 59,256 |
Investment Income | 6,226 |
Other Income | 1,616 |
Total Employee Compensation & Benefits | 66,675 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 18,728 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 2,131 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -20,074 |
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