Credit Unions Near Me
National Credit Union Service Organization

O'NEAL CREDIT UNION

Jun, 30, 2023 — O'NEAL CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 1 branch location and about $2.33 million in total assets. Opened 69 years ago in 1955, O'NEAL CREDIT UNION has about 451 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:O'NEAL CREDIT UNION
Address:
(Main Office)
744 41st St N
BIRMINGHAM, AL 35222
Phone:(205) 599-8010
Fax:(205) 599-8527
Website:n/a
Branches:1 branch locations
Members:451
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64593
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1955
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$2,327,814
CEO/Manager:Debra York
Chairperson:Richard Phillips

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 235,472
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 227,843
 Other Loans 1,404,081
 TOTAL LOANS 1,631,924
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -6,052
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 18,532
 All Other Assets 0
  TOTAL ASSETS 2,327,814
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 0
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,704,815
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 1,704,815
  TOTAL LIABILITIES 1,704,815
 Regular Reserve 0
 Other Reserves 163,974
 Undivided Earnings 459,025
  TOTAL EQUITY 622,999
  TOTAL LIABILITIES, SHARES, & EQUITY 2,327,814
INCOME & EXPENSE  
 Loan Income 59,256
 Investment Income 6,226
 Other Income 1,616
 Total Employee Compensation & Benefits 66,675
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 18,728
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,131
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -20,074
↑ Back to Top

Other Credit Unions

NRS COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION
7400 LONDON AVE
BIRMINGHAM, AL 35206
ALABAMA POSTAL CREDIT UNION
351 24th St N
BIRMINGHAM, AL 35203-3836
BIRMINGHAM CITY CREDIT UNION
2725 35th Ave N
BIRMINGHAM, AL 35207-2839
FIREMAN'S CREDIT UNION
1808 7th Ave N
BIRMINGHAM, AL 35203-2201
S R I EMPLOYEES FEDERAL CREDIT UNION
1117 22nd St S
BIRMINGHAM, AL 35205-2813
SOCIAL SECURITY CREDIT UNION
1200 Reverend Abraham Woods Jr Blvd
BIRMINGHAM, AL 35285
FEDERAL EMPLOYEES CREDIT UNION
1509 4th Ave S
BIRMINGHAM, AL 35233-1612
HEALTH CREDIT UNION
1400 6TH Ave S
BIRMINGHAM, AL 35233
ALABAMA LAW ENFORCEMENT CREDIT UNION
3712 4th Ave S
BIRMINGHAM, AL 35222-2420
ACIPCO FEDERAL CREDIT UNION
1501 31st Ave N
BIRMINGHAM, AL 35207

— The information found on this website is provided “AS IS”. We do not verify or guarantee its accuracy or validity. Please contact the credit union directly for any specific questions you may have regarding services and/or features. Visit NCUA.gov or MyCreditUnion.gov for more information regarding credit unions.