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ALATRUST CREDIT UNION

Mar, 31, 2021 — ALATRUST CREDIT UNION is a federally insured state chartered credit union headquartered in HOOVER, AL with 6 branch locations and about $170.81 million in total assets. Opened 86 years ago in 1935, ALATRUST CREDIT UNION has about 11,915 members and employs 36 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ALATRUST CREDIT UNION
Address:
(Main Office)
1810 MERCHANTS DR
HOOVER, AL 35244-1005
Phone:(205) 581-8800
Fax:(205) 581-8816
Website:http://www.alatrustcu.com
Branches:6 branch locations
Members:11,915
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60934
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$170,810,808
CEO/Manager:Steve Nix
Chairperson:Bascom Woodward

Call Report

  • Commercial Loans
  • Credit Builder
  • Interest Only or Payment Option 1st Mortgage Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 31,618,501
TOTAL INVESTMENTS 56,044,125
Loans Held for Sale 0
 
 Real Estate Loans 32,573,442
 Unsecured Loans 7,618,832
 Other Loans 35,534,264
 TOTAL LOANS 75,726,538
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,486,952
 Land And Building 4,072,591
 Other Fixed Assets 319,139
 NCUSIF Deposit 1,334,040
 All Other Assets 3,182,826
  TOTAL ASSETS 170,810,808
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 793,863
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 28,392,389
 Regular shares 80,763,807
 All Other Shares & Deposits 40,775,812
  TOTAL SHARES & DEPOSITS 149,932,008
  TOTAL LIABILITIES 150,725,871
 Regular Reserve 18,345,779
 Other Reserves -828,085
 Undivided Earnings 2,567,243
  TOTAL EQUITY 20,084,937
  TOTAL LIABILITIES, SHARES, & EQUITY 170,810,808
INCOME & EXPENSE  
 Loan Income 996,750
 Investment Income 166,980
 Other Income 234,038
 Total Employee Compensation & Benefits 581,099
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 651,351
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 120,906
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 248,858
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