Sep, 30, 2025 — SERVICE 1ST CREDIT UNION is a federally insured state chartered credit union headquartered in GREENVILLE, TX with 1 branch location and about $71.42 million in total assets. Opened 72 years ago in 1954, SERVICE 1ST CREDIT UNION has about 4,685 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SERVICE 1ST CREDIT UNION |
|---|---|
| Address: (Main Office) | 10001 Jack Finney Blvd GREENVILLE, TX 75402 |
| Phone: | (903) 457-4686 |
| Fax: | (903) 457-7138 |
| Website: | https://www.s1cu.org |
| Branches: | 1 branch locations |
| Members: | 4,685 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67645 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $71,419,452 |
| CEO/Manager: | Ryon C Gilliam |
| Chairperson: | Fred H Hite Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,219,817 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,890,142 |
| Unsecured Loans | 2,612,566 |
| Other Loans | 26,271,674 |
| TOTAL LOANS | 36,774,381 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -195,128 |
| Land And Building | 60,000 |
| Other Fixed Assets | 285,318 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 588,957 |
| All Other Assets | 0 |
| TOTAL ASSETS | 71,419,452 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 15 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 285,250 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,305,854 |
| Regular shares | 43,726,470 |
| All Other Shares & Deposits | 1,077,334 |
| TOTAL SHARES & DEPOSITS | 60,109,658 |
| TOTAL LIABILITIES | 60,394,923 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 11,024,529 |
| TOTAL EQUITY | 11,024,529 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 71,419,452 |
| INCOME & EXPENSE | |
| Loan Income | 1,360,335 |
| Investment Income | 1,026,131 |
| Other Income | 248,041 |
| Total Employee Compensation & Benefits | 919,234 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 451,736 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 141,295 |
| Cost of Funds | 17,684 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,124,781 |
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