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AMERICA'S CREDIT UNION

Jun, 30, 2021 — AMERICA'S CREDIT UNION is a federally insured state chartered credit union headquartered in GARLAND, TX with 5 branch locations and about $405.77 million in total assets. Opened 87 years ago in 1934, AMERICA'S CREDIT UNION has about 32,803 members and employs 98 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 311982435
Name:AMERICA'S CREDIT UNION
Address:
(Main Office)
PO BOX 469046
GARLAND, TX 75046
Phone:(972) 494-5328
Fax:(972) 494-0371
Website:http://www.americascu.org
Branches:5 branch locations
Members:32,803
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67470
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1934
Last Audited:Feb 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$405,769,097
CEO/Manager:Bert Beal
Chairperson:EDDIE MOORE

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 130,721,524
TOTAL INVESTMENTS 59,886,304
Loans Held for Sale 0
 
 Real Estate Loans 81,900,064
 Unsecured Loans 10,875,691
 Other Loans 107,547,205
 TOTAL LOANS 200,322,960
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -446,546
 Land And Building 8,972,055
 Other Fixed Assets 958,214
 NCUSIF Deposit 3,299,603
 All Other Assets 2,054,983
  TOTAL ASSETS 405,769,097
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 589,886
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 93,433,715
 Regular shares 209,785,243
 All Other Shares & Deposits 56,760,140
  TOTAL SHARES & DEPOSITS 359,979,098
  TOTAL LIABILITIES 360,568,984
 Regular Reserve 6,178,119
 Other Reserves 21,686,183
 Undivided Earnings 17,335,811
  TOTAL EQUITY 45,200,113
  TOTAL LIABILITIES, SHARES, & EQUITY 405,769,097
INCOME & EXPENSE  
 Loan Income 4,907,360
 Investment Income 372,873
 Other Income 1,003,205
 Total Employee Compensation & Benefits 3,846,036
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,037,578
 Non-operating Income & (Expense) 1,493
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 151,715
 Cost of Funds 130,124
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 835,909
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