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TEXAS TELCOM CREDIT UNION

Dec, 31, 2023 — TEXAS TELCOM CREDIT UNION is a federally insured state chartered credit union headquartered in DALLAS, TX with 2 branch locations and about $57.27 million in total assets. Opened 72 years ago in 1952, TEXAS TELCOM CREDIT UNION has about 4,058 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 311080531
Name:TEXAS TELCOM CREDIT UNION
Address:
(Main Office)
8818 Garland Rd
DALLAS, TX 75218-3916
Phone:(214) 320-8818
Fax:(214) 320-8875
Website:https://www.textelcu.org
Branches:2 branch locations
Members:4,058
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67490
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1952
Last Audited:Mar 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$57,273,243
CEO/Manager:Pamela S Toler
Chairperson:Michael Robbins

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,255,713
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 5,681,605
 Unsecured Loans 2,655,316
 Other Loans 22,400,068
 TOTAL LOANS 30,736,989
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -108,955
 Land And Building 847,135
 Other Fixed Assets 11,596
 NCUSIF Deposit 477,001
 All Other Assets 0
  TOTAL ASSETS 57,273,243
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 112,610
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,360,273
 Regular shares 21,040,936
 All Other Shares & Deposits 22,062,399
  TOTAL SHARES & DEPOSITS 49,463,608
  TOTAL LIABILITIES 49,577,040
 Regular Reserve 0
 Other Reserves -1,265,193
 Undivided Earnings 8,961,396
  TOTAL EQUITY 7,696,203
  TOTAL LIABILITIES, SHARES, & EQUITY 57,273,243
INCOME & EXPENSE  
 Loan Income 1,642,720
 Investment Income 339,154
 Other Income 373,755
 Total Employee Compensation & Benefits 760,683
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 998,824
 Non-operating Income & (Expense) 1,944
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,440
 Cost of Funds 788,696
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -105,048
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