A NEW DIRECTION CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.andcu.org for more information.
Sep, 30, 2025 — A NEW DIRECTION CREDIT UNION is a federally insured state chartered credit union headquartered in DALLAS, TX with 2 branch locations and about $17.36 million in total assets. Opened 57 years ago in 1969, A NEW DIRECTION CREDIT UNION has about 2,778 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | A NEW DIRECTION CREDIT UNION |
|---|---|
| Address: (Main Office) | 12770 COIT ROAD SUITE 100 DALLAS, TX 75251 |
| Phone: | (214) 361-3800 |
| Fax: | (214) 361-3899 |
| Website: | https://www.andcu.org |
| Branches: | 2 branch locations |
| Members: | 2,778 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67413 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Mar 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,355,148 |
| CEO/Manager: | Z. Suzanne Chism |
| Chairperson: | Shyrl Johnston |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,372,980 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,976,220 |
| Unsecured Loans | 1,731,016 |
| Other Loans | 5,395,972 |
| TOTAL LOANS | 10,103,208 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -76,424 |
| Land And Building | 0 |
| Other Fixed Assets | 3,593 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 111,544 |
| All Other Assets | 0 |
| TOTAL ASSETS | 17,355,148 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 42,528 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,854,678 |
| Regular shares | 13,226,982 |
| All Other Shares & Deposits | 223,791 |
| TOTAL SHARES & DEPOSITS | 16,305,451 |
| TOTAL LIABILITIES | 16,347,979 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,007,169 |
| TOTAL EQUITY | 1,007,169 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,355,148 |
| INCOME & EXPENSE | |
| Loan Income | 121,966 |
| Investment Income | 5,256 |
| Other Income | 51,042 |
| Total Employee Compensation & Benefits | 82,703 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 135,280 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,910 |
| Cost of Funds | 3 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -61,703 |
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