Sep, 30, 2025 — FANNIN FEDERAL CREDIT UNION is a federal credit union headquartered in BONHAM, TX with 1 branch location and about $77.51 million in total assets. Opened 60 years ago in 1966, FANNIN FEDERAL CREDIT UNION has about 6,752 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FANNIN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1737 N STATE HIGHWAY 121 BONHAM, TX 75418 |
| Phone: | (903) 583-8131 |
| Fax: | |
| Website: | https://www.fannincu.com |
| Branches: | 1 branch locations |
| Members: | 6,752 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 17254 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $77,508,601 |
| CEO/Manager: | Bekkie Cobb |
| Chairperson: | WESLEY F ROBERTS |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,889,492 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 2,638,632 |
| Other Loans | 39,050,954 |
| TOTAL LOANS | 41,689,589 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -304,202 |
| Land And Building | 1,804,471 |
| Other Fixed Assets | 136,216 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 605,621 |
| All Other Assets | 26,825 |
| TOTAL ASSETS | 77,508,601 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 342,484 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,149,267 |
| Regular shares | 31,721,162 |
| All Other Shares & Deposits | 19,415,012 |
| TOTAL SHARES & DEPOSITS | 62,285,443 |
| TOTAL LIABILITIES | 62,627,927 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 14,880,674 |
| TOTAL EQUITY | 14,880,674 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 77,508,601 |
| INCOME & EXPENSE | |
| Loan Income | 2,239,974 |
| Investment Income | 932,001 |
| Other Income | 231,431 |
| Total Employee Compensation & Benefits | 623,953 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 846,043 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 232,105 |
| Cost of Funds | 692,516 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,417,895 |
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