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ALBA-GOLDEN FEDERAL CREDIT UNION

Jun, 30, 2021 — ALBA-GOLDEN FEDERAL CREDIT UNION is a federal credit union headquartered in Alba, TX with 1 branch location and about $18.43 million in total assets. Opened 61 years ago in 1960, ALBA-GOLDEN FEDERAL CREDIT UNION has about 1,437 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ALBA-GOLDEN FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 360
Alba, TX 75410
Phone:(903) 765-2425
Fax:(903) 765-2547
Website:http://www.albagoldenfcu.com
Branches:1 branch locations
Members:1,437
Credit Union Type:Federal Credit Union
Charter Number:13655
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1960
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$18,433,548
CEO/Manager:Diane W Caughron
Chairperson:Lana Rhodes

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,837,387
TOTAL INVESTMENTS 5,739,554
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 54,669
 Other Loans 8,469,281
 TOTAL LOANS 8,523,950
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -105,108
 Land And Building 251,849
 Other Fixed Assets 159
 NCUSIF Deposit 138,760
 All Other Assets 46,997
  TOTAL ASSETS 18,433,548
LIABILITIES & CAPITAL:  
 Dividends Payable 21,536
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 144,343
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 10,096,375
 All Other Shares & Deposits 5,347,288
  TOTAL SHARES & DEPOSITS 15,443,663
  TOTAL LIABILITIES 15,609,542
 Regular Reserve 187,316
 Other Reserves 0
 Undivided Earnings 2,636,690
  TOTAL EQUITY 2,824,006
  TOTAL LIABILITIES, SHARES, & EQUITY 18,433,548
INCOME & EXPENSE  
 Loan Income 289,356
 Investment Income 19,014
 Other Income 24,478
 Total Employee Compensation & Benefits 93,764
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 84,367
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 45,561
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 126,312
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