Credit Unions Near Me
National Credit Union Service Organization

ALBA-GOLDEN FEDERAL CREDIT UNION

Mar, 31, 2021 — ALBA-GOLDEN FEDERAL CREDIT UNION is a federal credit union headquartered in Alba, TX with 1 branch location and about $17.64 million in total assets. Opened 61 years ago in 1960, ALBA-GOLDEN FEDERAL CREDIT UNION has about 1,435 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ALBA-GOLDEN FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 360
Alba, TX 75410
Phone:(903) 765-2425
Fax:(903) 765-2547
Website:http://www.albagoldenfcu.com
Branches:1 branch locations
Members:1,435
Credit Union Type:Federal Credit Union
Charter Number:13655
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1960
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$17,644,650
CEO/Manager:Diane W Caughron
Chairperson:Lana Rhodes

Call Report

  • Risk Based Loans

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,143,174
TOTAL INVESTMENTS 4,789,554
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 61,624
 Other Loans 8,347,322
 TOTAL LOANS 8,408,946
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -100,603
 Land And Building 253,578
 Other Fixed Assets 159
 NCUSIF Deposit 109,610
 All Other Assets 40,232
  TOTAL ASSETS 17,644,650
LIABILITIES & CAPITAL:  
 Dividends Payable 21,775
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 221,804
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 9,465,384
 All Other Shares & Deposits 5,194,168
  TOTAL SHARES & DEPOSITS 14,659,552
  TOTAL LIABILITIES 14,903,131
 Regular Reserve 187,316
 Other Reserves 0
 Undivided Earnings 2,554,203
  TOTAL EQUITY 2,741,519
  TOTAL LIABILITIES, SHARES, & EQUITY 17,644,650
INCOME & EXPENSE  
 Loan Income 140,931
 Investment Income 10,273
 Other Income 12,348
 Total Employee Compensation & Benefits 52,034
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 46,437
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 23,589
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 43,825
↑ Back to Top

Other Credit Unions

SALT EMPLOYEES FEDERAL CREDIT UNION
PO BOX 246
GRAND SALINE, TX 75140
HIGHWAY EMPLOYEES CREDIT UNION
PO Box 4571
TYLER, TX 75712-4571
C A S E FEDERAL CREDIT UNION
11937 US Hwy 271
TYLER, TX 75708
REDEEMER FEDERAL CREDIT UNION
515 County Road 1118
GREENVILLE, TX 75401
LONGVIEW FEDERAL CREDIT UNION
108 Carmon Ct
WHITE OAK, TX 75693
YANTIS FEDERAL CREDIT UNION
PO BOX 267
YANTIS, TX 75497
MCMURREY FEDERAL CREDIT UNION
P.O. BOX 4575
TYLER, TX 75712-4575
KEYSTONE CREDIT UNION
P.O Box 4970
TYLER, TX 75712
TYLER CITY EMPLOYEES CREDIT UNION
3711 Frankston Hwy
TYLER, TX 75701
UNITED CREDIT UNION
4901 Old Jacksonville Hwy
TYLER, TX 75703-3373