MEMBERS UNITED CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://memberscreditunion.com for more information.
Sep, 30, 2025 — MEMBERS UNITED CREDIT UNION is a federally insured state chartered credit union headquartered in Albany, GA with 3 branch locations and about $68.86 million in total assets. Opened 92 years ago in 1934, MEMBERS UNITED CREDIT UNION has about 7,778 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS UNITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 1115 N Westover Blvd Albany, GA 31707 |
| Phone: | (229) 439-1448 |
| Fax: | (229) 432-6374 |
| Website: | https://memberscreditunion.com |
| Branches: | 3 branch locations |
| Members: | 7,778 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67394 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2019 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $68,860,349 |
| CEO/Manager: | Janet L Gilmore |
| Chairperson: | James H Hammond |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,320,723 |
| TOTAL INVESTMENTS | 35,270,525 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,327,190 |
| Unsecured Loans | 1,763,504 |
| Other Loans | 19,063,065 |
| TOTAL LOANS | 23,153,759 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -505,403 |
| Land And Building | 2,766,017 |
| Other Fixed Assets | 72,768 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 559,532 |
| All Other Assets | 222,428 |
| TOTAL ASSETS | 68,860,349 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 49,184 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 67,882 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,959,877 |
| Regular shares | 24,612,834 |
| All Other Shares & Deposits | 24,224,383 |
| TOTAL SHARES & DEPOSITS | 59,797,094 |
| TOTAL LIABILITIES | 59,914,160 |
| Regular Reserve | 1,220,281 |
| Other Reserves | 0 |
| Undivided Earnings | 7,725,908 |
| TOTAL EQUITY | 8,946,189 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 68,860,349 |
| INCOME & EXPENSE | |
| Loan Income | 1,087,080 |
| Investment Income | 210,806 |
| Other Income | 584,771 |
| Total Employee Compensation & Benefits | 1,007,443 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 934,299 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -90,000 |
| Cost of Funds | 241,822 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -168,722 |
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