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VALDOSTA TEACHERS FEDERAL CREDIT UNION

Mar, 31, 2021 — VALDOSTA TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in Valdosta, GA with 1 branch location and about $11.67 million in total assets. Opened 63 years ago in 1958, VALDOSTA TEACHERS FEDERAL CREDIT UNION has about 2,279 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VALDOSTA TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
102 E. Force Street
Valdosta, GA 31601-3904
Phone:(229) 247-9930
Fax:(229) 247-1949
Website:http://www.valdostateachersfcu.org
Branches:1 branch locations
Members:2,279
Credit Union Type:Federal Credit Union
Charter Number:12290
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1958
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$11,673,716
CEO/Manager:Katy Houston
Chairperson:Willie C Ferrebee

Call Report

  • Overdraft Lines of Credit
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,357,553
TOTAL INVESTMENTS 5,202,860
Loans Held for Sale 0
 
 Real Estate Loans 120,402
 Unsecured Loans 973,917
 Other Loans 2,945,694
 TOTAL LOANS 4,212,223
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -57,818
 Land And Building 309,011
 Other Fixed Assets 45,397
 NCUSIF Deposit 71,183
 All Other Assets 533,307
  TOTAL ASSETS 11,673,716
LIABILITIES & CAPITAL:  
 Dividends Payable 430
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 67,089
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,039,162
 Regular shares 4,652,384
 All Other Shares & Deposits 3,502,821
  TOTAL SHARES & DEPOSITS 10,194,367
  TOTAL LIABILITIES 10,261,886
 Regular Reserve 279,011
 Other Reserves 0
 Undivided Earnings 1,132,819
  TOTAL EQUITY 1,411,830
  TOTAL LIABILITIES, SHARES, & EQUITY 11,673,716
INCOME & EXPENSE  
 Loan Income 68,804
 Investment Income 10,420
 Other Income 26,391
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 125,481
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -983
 Cost of Funds 4,412
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -13,123
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