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VALDOSTA TEACHERS FEDERAL CREDIT UNION

Jun, 30, 2021 — VALDOSTA TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in Valdosta, GA with 1 branch location and about $11.91 million in total assets. Opened 63 years ago in 1958, VALDOSTA TEACHERS FEDERAL CREDIT UNION has about 2,297 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VALDOSTA TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
102 E. Force Street
Valdosta, GA 31601-3904
Phone:(229) 247-9930
Fax:(229) 247-1949
Website:http://www.valdostateachersfcu.org
Branches:1 branch locations
Members:2,297
Credit Union Type:Federal Credit Union
Charter Number:12290
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1958
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$11,914,323
CEO/Manager:Katy Houston
Chairperson:Willie C Ferrebee

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,382,486
TOTAL INVESTMENTS 5,751,860
Loans Held for Sale 0
 
 Real Estate Loans 116,455
 Unsecured Loans 900,982
 Other Loans 2,688,310
 TOTAL LOANS 3,869,657
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -64,307
 Land And Building 305,998
 Other Fixed Assets 39,993
 NCUSIF Deposit 87,996
 All Other Assets 540,640
  TOTAL ASSETS 11,914,323
LIABILITIES & CAPITAL:  
 Dividends Payable 889
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 164,959
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,800,587
 Regular shares 4,971,866
 All Other Shares & Deposits 3,599,756
  TOTAL SHARES & DEPOSITS 10,372,209
  TOTAL LIABILITIES 10,538,057
 Regular Reserve 279,011
 Other Reserves 0
 Undivided Earnings 1,097,255
  TOTAL EQUITY 1,376,266
  TOTAL LIABILITIES, SHARES, & EQUITY 11,914,323
INCOME & EXPENSE  
 Loan Income 134,834
 Investment Income 18,024
 Other Income 49,077
 Total Employee Compensation & Benefits 146,479
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 115,981
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,385
 Cost of Funds 9,093
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -48,686
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