Sep, 30, 2025 — BERRIEN TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in NASHVILLE, GA with 1 branch location and about $1.35 million in total assets. Opened 66 years ago in 1960, BERRIEN TEACHERS FEDERAL CREDIT UNION has about 255 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BERRIEN TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 810 S Dogwood Dr NASHVILLE, GA 31639-2029 |
| Phone: | (229) 686-5290 |
| Fax: | (229) 686-6570 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 255 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14011 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,347,349 |
| CEO/Manager: | DOT AVERA |
| Chairperson: | Doris F Mann |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 237,473 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 150,030 |
| Other Loans | 549,971 |
| TOTAL LOANS | 700,001 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,447 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 10,665 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,347,349 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,486 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,090,657 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 1,090,657 |
| TOTAL LIABILITIES | 1,096,143 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 251,206 |
| TOTAL EQUITY | 251,206 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,347,349 |
| INCOME & EXPENSE | |
| Loan Income | 39,977 |
| Investment Income | 10,857 |
| Other Income | 1,979 |
| Total Employee Compensation & Benefits | 33,510 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,736 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,666 |
| Cost of Funds | 3,833 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -1,932 |
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