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LOCOGA FEDERAL CREDIT UNION

Mar, 31, 2022 — LOCOGA FEDERAL CREDIT UNION is a federal credit union headquartered in VALDOSTA, GA with 1 branch location and about $4.83 million in total assets. Opened 62 years ago in 1960, LOCOGA FEDERAL CREDIT UNION has about 746 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOCOGA FEDERAL CREDIT UNION
Address:
(Main Office)
1592 Norman Dr
VALDOSTA, GA 31601-3581
Phone:(229) 244-4513
Fax:(229) 244-5995
Website:http://www.locogafcu.com
Branches:1 branch locations
Members:746
Credit Union Type:Federal Credit Union
Charter Number:13516
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1960
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$4,829,559
CEO/Manager:Peggy A Daniels
Chairperson:Calvin M Walker

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 999,123
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 585,092
 Other Loans 1,369,904
 TOTAL LOANS 1,954,996
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -14,961
 Land And Building 0
 Other Fixed Assets 50,479
 NCUSIF Deposit 41,719
 All Other Assets 0
  TOTAL ASSETS 4,829,559
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 136
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 318,905
 Regular shares 2,459,205
 All Other Shares & Deposits 1,691,658
  TOTAL SHARES & DEPOSITS 4,469,768
  TOTAL LIABILITIES 4,469,904
 Regular Reserve 0
 Other Reserves 63,229
 Undivided Earnings 296,426
  TOTAL EQUITY 359,655
  TOTAL LIABILITIES, SHARES, & EQUITY 4,829,559
INCOME & EXPENSE  
 Loan Income 33,597
 Investment Income 2,666
 Other Income 6,514
 Total Employee Compensation & Benefits 16,186
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 22,095
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 3,330
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,951
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