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HARRIS EMPLOYEES CREDIT UNION

Jun, 30, 2021 — HARRIS EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in CORDELE, GA with 1 branch location and about $795,585 in total assets. Opened 74 years ago in 1947, HARRIS EMPLOYEES CREDIT UNION has about 197 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:HARRIS EMPLOYEES CREDIT UNION
Address:
(Main Office)
P. O. BOX 998
CORDELE, GA 31010
Phone:(229) 273-2500
Fax:(229) 273-8583
Website:n/a
Branches:1 branch locations
Members:197
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67563
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1947
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$795,585
CEO/Manager:AMY MOORE
Chairperson:PHILIP WALLS

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 248,322
TOTAL INVESTMENTS 257,801
Loans Held for Sale 0
 
 Real Estate Loans 52,860
 Unsecured Loans 5,208
 Other Loans 289,038
 TOTAL LOANS 347,106
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -66,162
 Land And Building 0
 Other Fixed Assets 15
 NCUSIF Deposit 6,183
 All Other Assets 2,320
  TOTAL ASSETS 795,585
LIABILITIES & CAPITAL:  
 Dividends Payable 3,195
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,918
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 562,089
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 562,089
  TOTAL LIABILITIES 573,202
 Regular Reserve 76,790
 Other Reserves 0
 Undivided Earnings 145,593
  TOTAL EQUITY 222,383
  TOTAL LIABILITIES, SHARES, & EQUITY 795,585
INCOME & EXPENSE  
 Loan Income 17,838
 Investment Income 1,490
 Other Income 2,529
 Total Employee Compensation & Benefits 11,449
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 6,067
 Non-operating Income & (Expense) -3,250
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -3,250
 Cost of Funds 3,195
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,267
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