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HARRIS EMPLOYEES CREDIT UNION

Dec, 31, 2020 — HARRIS EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in CORDELE, GA with 1 branch location and about $843,662 in total assets. Opened 74 years ago in 1947, HARRIS EMPLOYEES CREDIT UNION has about 206 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:HARRIS EMPLOYEES CREDIT UNION
Address:
(Main Office)
P. O. BOX 998
CORDELE, GA 31010
Phone:(229) 273-2500
Fax:(229) 273-8583
Website:n/a
Branches:1 branch locations
Members:206
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67563
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1947
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$843,662
CEO/Manager:AMY MOORE
Chairperson:PHILIP WALLS

Call Report

  • Real Estate Loans

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 246,045
TOTAL INVESTMENTS 257,801
Loans Held for Sale 0
 
 Real Estate Loans 66,617
 Unsecured Loans 11,913
 Other Loans 314,395
 TOTAL LOANS 392,925
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -68,612
 Land And Building 0
 Other Fixed Assets 15
 NCUSIF Deposit 5,213
 All Other Assets 10,275
  TOTAL ASSETS 843,662
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,291
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 618,256
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 618,256
  TOTAL LIABILITIES 622,547
 Regular Reserve 76,790
 Other Reserves 0
 Undivided Earnings 144,325
  TOTAL EQUITY 221,115
  TOTAL LIABILITIES, SHARES, & EQUITY 843,662
INCOME & EXPENSE  
 Loan Income 38,885
 Investment Income 4,852
 Other Income 8,200
 Total Employee Compensation & Benefits 26,404
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 13,974
 Non-operating Income & (Expense) -5,000
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 6,007
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 552
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