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RIG EMPLOYEES CREDIT UNION

Mar, 31, 2021 — RIG EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in MACON, GA with 1 branch location and about $8.19 million in total assets. Opened 72 years ago in 1949, RIG EMPLOYEES CREDIT UNION has about 669 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RIG EMPLOYEES CREDIT UNION
Address:
(Main Office)
100 GRAPHIC PACKAGING INT WAY
MACON, GA 31206
Phone:(478) 784-3627
Fax:(478) 784-3657
Website:n/a
Branches:1 branch locations
Members:669
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60582
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1949
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$8,190,570
CEO/Manager:Melinda E Spencer
Chairperson:David Mullis

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,057,821
TOTAL INVESTMENTS 3,694,467
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 257,569
 Other Loans 3,122,629
 TOTAL LOANS 3,380,198
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -45,151
 Land And Building 0
 Other Fixed Assets 5,482
 NCUSIF Deposit 57,873
 All Other Assets 39,880
  TOTAL ASSETS 8,190,570
LIABILITIES & CAPITAL:  
 Dividends Payable 1,423
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 19,598
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 5,847,642
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 5,847,642
  TOTAL LIABILITIES 5,868,663
 Regular Reserve 394,476
 Other Reserves 0
 Undivided Earnings 1,927,431
  TOTAL EQUITY 2,321,907
  TOTAL LIABILITIES, SHARES, & EQUITY 8,190,570
INCOME & EXPENSE  
 Loan Income 31,984
 Investment Income 15,636
 Other Income 3,259
 Total Employee Compensation & Benefits 30,157
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 16,892
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,423
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,407
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