Sep, 30, 2025 — ARTESIAN CITY FEDERAL CREDIT UNION is a federal credit union headquartered in LEESBURG, GA with 2 branch locations and about $31.30 million in total assets. Opened 76 years ago in 1950, ARTESIAN CITY FEDERAL CREDIT UNION has about 3,169 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ARTESIAN CITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1221 US Highway 82 W LEESBURG, GA 31763 |
| Phone: | (229) 436-0869 |
| Fax: | |
| Website: | https://www.artesianfcu.org |
| Branches: | 2 branch locations |
| Members: | 3,169 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6859 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $31,300,559 |
| CEO/Manager: | Matthew B Lawson |
| Chairperson: | Robert Alexander |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,817,664 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,857,640 |
| Unsecured Loans | 1,194,666 |
| Other Loans | 16,609,557 |
| TOTAL LOANS | 20,661,863 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -268,720 |
| Land And Building | 2,619,346 |
| Other Fixed Assets | 132,742 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 262,911 |
| All Other Assets | 75,381 |
| TOTAL ASSETS | 31,300,559 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 138,951 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,118,282 |
| Regular shares | 10,084,922 |
| All Other Shares & Deposits | 13,754,975 |
| TOTAL SHARES & DEPOSITS | 27,958,180 |
| TOTAL LIABILITIES | 28,097,131 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,203,428 |
| TOTAL EQUITY | 3,203,428 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 31,300,559 |
| INCOME & EXPENSE | |
| Loan Income | 1,014,648 |
| Investment Income | 197,932 |
| Other Income | 122,016 |
| Total Employee Compensation & Benefits | 460,726 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 557,867 |
| Non-operating Income & (Expense) | -34,090 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 134,762 |
| Cost of Funds | 472,508 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -218,545 |
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