Sep, 30, 2025 — COMBINED EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in WARNER ROBINS, GA with 1 branch location and about $17.48 million in total assets. Opened 57 years ago in 1969, COMBINED EMPLOYEES CREDIT UNION has about 2,695 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMBINED EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 593 Russell Pkwy WARNER ROBINS, GA 31088 |
| Phone: | (478) 929-5700 |
| Fax: | (478) 929-1999 |
| Website: | https://www.combinedecu.com |
| Branches: | 1 branch locations |
| Members: | 2,695 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60825 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,483,374 |
| CEO/Manager: | Robert T Glore, Jr. |
| Chairperson: | Ricky Harlowe |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,293,329 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 2,058,037 |
| Other Loans | 11,929,762 |
| TOTAL LOANS | 13,987,798 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -105,371 |
| Land And Building | 381,495 |
| Other Fixed Assets | 21,286 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 147,104 |
| All Other Assets | 0 |
| TOTAL ASSETS | 17,483,374 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 58,978 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 229,129 |
| Regular shares | 6,104,830 |
| All Other Shares & Deposits | 9,653,524 |
| TOTAL SHARES & DEPOSITS | 15,987,483 |
| TOTAL LIABILITIES | 16,046,461 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,436,913 |
| TOTAL EQUITY | 1,436,913 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,483,374 |
| INCOME & EXPENSE | |
| Loan Income | 836,822 |
| Investment Income | 63,025 |
| Other Income | 60,868 |
| Total Employee Compensation & Benefits | 431,147 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 282,341 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,265 |
| Cost of Funds | 220,316 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 47,752 |
| ↑ Back to Top | |