Dec, 31, 2023 — GEORGIA GUARD CREDIT UNION is a federally insured state chartered credit union headquartered in MACON, GA with 1 branch location and about $3.86 million in total assets. Opened 27 years ago in 1997, GEORGIA GUARD CREDIT UNION has about 725 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | GEORGIA GUARD CREDIT UNION |
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Address: (Main Office) | 1030 Shurling Dr MACON, GA 31211 |
Phone: | (478) 741-4428 |
Fax: | (478) 741-9502 |
Website: | https://ggcu.org |
Branches: | 1 branch locations |
Members: | 725 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 68291 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1997 |
Last Audited: | Mar 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $3,860,437 |
CEO/Manager: | Amy D Tooker |
Chairperson: | Mark H Thompson |
ASSETS: | $ Amount |
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Cash & Equivalents | 377,963 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 263,966 |
Other Loans | 2,796,106 |
TOTAL LOANS | 3,060,072 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -43,526 |
Land And Building | 0 |
Other Fixed Assets | 1,307 |
NCUSIF Deposit | 36,123 |
All Other Assets | 11,140 |
TOTAL ASSETS | 3,860,437 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 2,213 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 666,340 |
Regular shares | 2,373,901 |
All Other Shares & Deposits | 471,595 |
TOTAL SHARES & DEPOSITS | 3,511,836 |
TOTAL LIABILITIES | 3,514,049 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 346,388 |
TOTAL EQUITY | 346,388 |
TOTAL LIABILITIES, SHARES, & EQUITY | 3,860,437 |
INCOME & EXPENSE | |
Loan Income | 276,500 |
Investment Income | 18,546 |
Other Income | 74,425 |
Total Employee Compensation & Benefits | 194,254 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 107,828 |
Non-operating Income & (Expense) | -5,466 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 47,350 |
Cost of Funds | 11,178 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 6,196 |
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