Sep, 30, 2025 — GEORGIA'S OWN CREDIT UNION is a federally insured state chartered credit union headquartered in ATLANTA, GA with 28 branch locations and about $4.33 billion in total assets. Opened 92 years ago in 1934, GEORGIA'S OWN CREDIT UNION has about 240,147 members and employs 539 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GEORGIA'S OWN CREDIT UNION |
|---|---|
| Address: (Main Office) | 100 Peachtree St NW ATLANTA, GA 30303 |
| Phone: | (404) 874-1166 |
| Fax: | |
| Website: | https://www.georgiasown.org |
| Branches: | 28 branch locations |
| Members: | 240,147 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67390 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,330,518,140 |
| CEO/Manager: | Dave A Preter |
| Chairperson: | Richard E Burns |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 381,995,950 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,630,600,937 |
| Unsecured Loans | 287,660,536 |
| Other Loans | 1,302,699,029 |
| TOTAL LOANS | 3,220,960,502 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -51,158,328 |
| Land And Building | 46,387,113 |
| Other Fixed Assets | 35,970,938 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 31,335,431 |
| All Other Assets | 2,810,568 |
| TOTAL ASSETS | 4,330,518,140 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 17,064 |
| Notes & Interest Payable | 203,125,000 |
| Accounts Payable & Other Liabilities | 72,413,072 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 50,000,000 |
| Share Drafts | 950,420,492 |
| Regular shares | 978,467,988 |
| All Other Shares & Deposits | 1,706,411,074 |
| TOTAL SHARES & DEPOSITS | 3,635,299,554 |
| TOTAL LIABILITIES | 3,961,690,940 |
| Regular Reserve | 0 |
| Other Reserves | 19,728,774 |
| Undivided Earnings | 349,098,426 |
| TOTAL EQUITY | 368,827,200 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,330,518,140 |
| INCOME & EXPENSE | |
| Loan Income | 160,170,456 |
| Investment Income | 12,394,854 |
| Other Income | 16,773,346 |
| Total Employee Compensation & Benefits | 63,970,831 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 51,734,474 |
| Non-operating Income & (Expense) | 4,865,444 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 33,355,033 |
| Cost of Funds | 55,151,736 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 17,858,467 |
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