Sep, 30, 2025 — CODE CREDIT UNION is a federally insured state chartered credit union headquartered in DAYTON, OH with 4 branch locations and about $172.39 million in total assets. Opened 86 years ago in 1940, CODE CREDIT UNION has about 13,100 members and employs 28 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CODE CREDIT UNION |
|---|---|
| Address: (Main Office) | 285 Liberty St DAYTON, OH 45402 |
| Phone: | (937) 222-8971 |
| Fax: | |
| Website: | https://www.codecu.org |
| Branches: | 4 branch locations |
| Members: | 13,100 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66840 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $172,393,885 |
| CEO/Manager: | Scott Rutherford |
| Chairperson: | Doyle Burke |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,355,051 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 41,565,943 |
| Unsecured Loans | 11,391,967 |
| Other Loans | 51,236,649 |
| TOTAL LOANS | 104,194,559 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,149,016 |
| Land And Building | 4,220,799 |
| Other Fixed Assets | 438,040 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,374,437 |
| All Other Assets | 0 |
| TOTAL ASSETS | 172,393,885 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 70,835 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 767,156 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 29,245,657 |
| Regular shares | 50,562,933 |
| All Other Shares & Deposits | 71,252,847 |
| TOTAL SHARES & DEPOSITS | 151,061,438 |
| TOTAL LIABILITIES | 151,899,429 |
| Regular Reserve | 0 |
| Other Reserves | 1,674,434 |
| Undivided Earnings | 18,820,022 |
| TOTAL EQUITY | 20,494,456 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 172,393,885 |
| INCOME & EXPENSE | |
| Loan Income | 5,025,095 |
| Investment Income | 960,158 |
| Other Income | 712,023 |
| Total Employee Compensation & Benefits | 1,786,017 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,954,234 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 450,593 |
| Cost of Funds | 1,652,185 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,322,162 |
| ↑ Back to Top | |