CAPE REGIONAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.caperegionalcu.com for more information.
Sep, 30, 2025 — CAPE REGIONAL CREDIT UNION is a federally insured state chartered credit union headquartered in Cape Girardeau, MO with 2 branch locations and about $17.67 million in total assets. Opened 55 years ago in 1971, CAPE REGIONAL CREDIT UNION has about 2,520 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAPE REGIONAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2427 Cape Centre Cape Girardeau, MO 63703-5771 |
| Phone: | (573) 334-7686 |
| Fax: | (573) 334-7919 |
| Website: | https://www.caperegionalcu.com |
| Branches: | 2 branch locations |
| Members: | 2,520 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64621 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,673,872 |
| CEO/Manager: | James O Cauble |
| Chairperson: | John Creutz |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 829,407 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 129,727 |
| Other Loans | 14,256,172 |
| TOTAL LOANS | 8,562,882 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -48,018 |
| Land And Building | 302,900 |
| Other Fixed Assets | 19,974 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 159,038 |
| All Other Assets | 0 |
| TOTAL ASSETS | 17,673,872 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,982 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 40,730 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,321,552 |
| Regular shares | 10,652,051 |
| All Other Shares & Deposits | 450,284 |
| TOTAL SHARES & DEPOSITS | 16,423,887 |
| TOTAL LIABILITIES | 17,973,328 |
| Regular Reserve | 0 |
| Other Reserves | 640,395 |
| Undivided Earnings | 568,836 |
| TOTAL EQUITY | 1,209,231 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,468,107 |
| INCOME & EXPENSE | |
| Loan Income | 370,088 |
| Investment Income | 83,972 |
| Other Income | 33,724 |
| Total Employee Compensation & Benefits | 222,679 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 297,978 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,129 |
| Cost of Funds | 1,832 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 69,470 |
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