Sep, 30, 2025 — UNCLE CREDIT UNION is a federally insured state chartered credit union headquartered in LIVERMORE, CA with 7 branch locations and about $770.96 million in total assets. Opened 69 years ago in 1957, UNCLE CREDIT UNION has about 40,083 members and employs 108 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNCLE CREDIT UNION |
|---|---|
| Address: (Main Office) | 2100 LAS POSITAS CT LIVERMORE, CA 94551-7301 |
| Phone: | (925) 447-5001 |
| Fax: | (925) 447-8410 |
| Website: | https://www.unclecu.org |
| Branches: | 7 branch locations |
| Members: | 40,083 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64482 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $770,959,093 |
| CEO/Manager: | HAROLD ROUNDTREE |
| Chairperson: | Chung Bothwell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 22,796,471 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 394,030,643 |
| Unsecured Loans | 40,864,904 |
| Other Loans | 227,501,580 |
| TOTAL LOANS | 662,397,127 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,447,144 |
| Land And Building | 3,118,511 |
| Other Fixed Assets | 1,626,218 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,386,570 |
| All Other Assets | 0 |
| TOTAL ASSETS | 770,959,093 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 38,000,000 |
| Accounts Payable & Other Liabilities | 9,690,735 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 148,656,631 |
| Regular shares | 238,601,865 |
| All Other Shares & Deposits | 282,926,180 |
| TOTAL SHARES & DEPOSITS | 670,184,676 |
| TOTAL LIABILITIES | 717,971,063 |
| Regular Reserve | 0 |
| Other Reserves | -2,293,277 |
| Undivided Earnings | 55,281,307 |
| TOTAL EQUITY | 52,988,030 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 770,959,093 |
| INCOME & EXPENSE | |
| Loan Income | 28,237,555 |
| Investment Income | 1,231,898 |
| Other Income | 2,314,800 |
| Total Employee Compensation & Benefits | 10,605,534 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,758,825 |
| Non-operating Income & (Expense) | -8,224 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,158,957 |
| Cost of Funds | 7,633,800 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 901,390 |
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