Sep, 30, 2025 — CHARLOTTE FIRE DEPARTMENT CREDIT UNION is a federally insured state chartered credit union headquartered in CHARLOTTE, NC with 1 branch location and about $53.22 million in total assets. Opened 71 years ago in 1955, CHARLOTTE FIRE DEPARTMENT CREDIT UNION has about 3,005 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHARLOTTE FIRE DEPARTMENT CREDIT UNION |
|---|---|
| Address: (Main Office) | 2121 Commonwealth Ave CHARLOTTE, NC 28205-5100 |
| Phone: | (704) 375-3950 |
| Fax: | (704) 344-8369 |
| Website: | https://www.cfdcu.org |
| Branches: | 1 branch locations |
| Members: | 3,005 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63566 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $53,218,587 |
| CEO/Manager: | Deborah H Trotter |
| Chairperson: | Brian J Kurzel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,221,683 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,915,550 |
| Unsecured Loans | 3,851,664 |
| Other Loans | 15,250,216 |
| TOTAL LOANS | 21,017,430 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -47,095 |
| Land And Building | 239,154 |
| Other Fixed Assets | 101,243 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 444,050 |
| All Other Assets | 0 |
| TOTAL ASSETS | 53,218,587 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 595,654 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,208,374 |
| Regular shares | 24,645,996 |
| All Other Shares & Deposits | 12,280,815 |
| TOTAL SHARES & DEPOSITS | 45,135,185 |
| TOTAL LIABILITIES | 45,730,839 |
| Regular Reserve | 0 |
| Other Reserves | 50,761 |
| Undivided Earnings | 7,436,987 |
| TOTAL EQUITY | 7,487,748 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 53,218,587 |
| INCOME & EXPENSE | |
| Loan Income | 1,182,102 |
| Investment Income | 682,468 |
| Other Income | 177,651 |
| Total Employee Compensation & Benefits | 699,472 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 582,301 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -57,943 |
| Cost of Funds | 441,035 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 402,958 |
| ↑ Back to Top | |