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ALLVAC SAVINGS AND CREDIT UNION

Sep, 30, 2022 — ALLVAC SAVINGS AND CREDIT UNION is a federally insured state chartered credit union headquartered in MONROE, NC with 2 branch locations and about $7.90 million in total assets. Opened 59 years ago in 1964, ALLVAC SAVINGS AND CREDIT UNION has about 1,166 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ALLVAC SAVINGS AND CREDIT UNION
Address:
(Main Office)
2020 Ashcraft Ave
MONROE, NC 28110-3720
Phone:(704) 291-7112
Fax:(704) 291-7312
Website:https://www.allvaccu.com
Branches:2 branch locations
Members:1,166
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60660
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1964
Last Audited:Jun 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$7,902,533
CEO/Manager:JOY T PAGE
Chairperson:RONALD J HOWIE

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,534,869
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 591,121
 Other Loans 3,410,236
 TOTAL LOANS 4,001,357
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -33,283
 Land And Building 0
 Other Fixed Assets 19,126
 NCUSIF Deposit 74,311
 All Other Assets 0
  TOTAL ASSETS 7,902,533
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -61,939
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 473,587
 Regular shares 6,258,494
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 6,732,081
  TOTAL LIABILITIES 6,670,142
 Regular Reserve 0
 Other Reserves 226,948
 Undivided Earnings 1,005,443
  TOTAL EQUITY 1,232,391
  TOTAL LIABILITIES, SHARES, & EQUITY 7,902,533
INCOME & EXPENSE  
 Loan Income 156,020
 Investment Income 25,545
 Other Income 53,748
 Total Employee Compensation & Benefits 123,529
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 127,947
 Non-operating Income & (Expense) 4,759
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,015
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 20,314
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