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LION'S SHARE FEDERAL CREDIT UNION

Dec, 31, 2021 — LION'S SHARE FEDERAL CREDIT UNION is a federal credit union headquartered in SALISBURY, NC with 1 branch location and about $66.02 million in total assets. Opened 40 years ago in 1982, LION'S SHARE FEDERAL CREDIT UNION has about 11,951 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253184870
Name:LION'S SHARE FEDERAL CREDIT UNION
Address:
(Main Office)
850 Harrison Rd
SALISBURY, NC 28147-9021
Phone:(704) 636-0643
Fax:(704) 637-6311
Website:http://www.lionsharecu.org
Branches:1 branch locations
Members:11,951
Credit Union Type:Federal Credit Union
Charter Number:24813
Membership Type:Service - Finance, Insurance, Real Estate, Trade
Corporate Credit Union:No
Year Opened:1982
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$66,015,409
CEO/Manager:James W McBride
Chairperson:Tom Anderson

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 24,737,784
TOTAL INVESTMENTS 4,919,876
Loans Held for Sale 0
 
 Real Estate Loans 4,338,430
 Unsecured Loans 6,826,014
 Other Loans 23,713,401
 TOTAL LOANS 34,877,845
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -381,878
 Land And Building 767,294
 Other Fixed Assets 237,136
 NCUSIF Deposit 555,155
 All Other Assets 302,197
  TOTAL ASSETS 66,015,409
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 554,040
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,753,777
 Regular shares 20,091,459
 All Other Shares & Deposits 32,260,660
  TOTAL SHARES & DEPOSITS 60,105,896
  TOTAL LIABILITIES 60,659,936
 Regular Reserve 794,521
 Other Reserves 0
 Undivided Earnings 4,560,952
  TOTAL EQUITY 5,355,473
  TOTAL LIABILITIES, SHARES, & EQUITY 66,015,409
INCOME & EXPENSE  
 Loan Income 2,353,130
 Investment Income 59,085
 Other Income 802,245
 Total Employee Compensation & Benefits 1,333,519
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,777,368
 Non-operating Income & (Expense) 435
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 235,864
 Cost of Funds 178,719
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 640,616
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