Jun, 30, 2024 — EMERGENCY RESPONDERS CREDIT UNION is a federally insured state chartered credit union headquartered in WINSTON SALEM, NC with 1 branch location and about $31.56 million in total assets. Opened 84 years ago in 1940, EMERGENCY RESPONDERS CREDIT UNION has about 3,095 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | EMERGENCY RESPONDERS CREDIT UNION |
---|---|
Address: (Main Office) | 1777 Link Rd WINSTON SALEM, NC 27103-4625 |
Phone: | (336) 723-0619 |
Fax: | (336) 725-0955 |
Website: | https://www.emrspcu.com |
Branches: | 1 branch locations |
Members: | 3,095 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 66354 |
---|---|
Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1940 |
Last Audited: | May 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $31,559,543 |
CEO/Manager: | Janita D Rickett |
Chairperson: | James S Gauldin |
ASSETS: | $ Amount |
---|---|
Cash & Equivalents | 9,044,914 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 5,884,731 |
Unsecured Loans | 2,320,277 |
Other Loans | 13,594,479 |
TOTAL LOANS | 21,799,487 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -52,152 |
Land And Building | 330,568 |
Other Fixed Assets | 1,771 |
NCUSIF Deposit | 262,987 |
All Other Assets | 0 |
TOTAL ASSETS | 31,559,543 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 17,681 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 230,898 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 2,817,099 |
Regular shares | 6,538,324 |
All Other Shares & Deposits | 18,779,492 |
TOTAL SHARES & DEPOSITS | 28,134,915 |
TOTAL LIABILITIES | 28,383,494 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 3,176,049 |
TOTAL EQUITY | 3,176,049 |
TOTAL LIABILITIES, SHARES, & EQUITY | 31,559,543 |
INCOME & EXPENSE | |
Loan Income | 746,282 |
Investment Income | 61,444 |
Other Income | 45,799 |
Total Employee Compensation & Benefits | 380,742 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 393,539 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,148 |
Cost of Funds | 84,854 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 238,555 |
↑ Back to Top |