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PIEDMONT CREDIT UNION

Sep, 30, 2021 — PIEDMONT CREDIT UNION is a federally insured state chartered credit union headquartered in Statesville, NC with 1 branch location and about $4.48 million in total assets. Opened 40 years ago in 1981, PIEDMONT CREDIT UNION has about 956 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PIEDMONT CREDIT UNION
Address:
(Main Office)
PO Box 1307
Statesville, NC 28687
Phone:(704) 873-6400
Fax:(704) 871-1200
Website:https://www.piedmontcreditunionnc.com/
Branches:1 branch locations
Members:956
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65781
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1981
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$4,478,271
CEO/Manager:Ginger B Waddell
Chairperson:Frank W Furches

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 700,104
TOTAL INVESTMENTS 36,405
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 419,960
 Other Loans 2,938,019
 TOTAL LOANS 3,357,979
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -13,298
 Land And Building 279,061
 Other Fixed Assets 9,344
 NCUSIF Deposit 38,123
 All Other Assets 70,553
  TOTAL ASSETS 4,478,271
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,124
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 14,335
 Regular shares 3,959,549
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 3,973,884
  TOTAL LIABILITIES 3,983,008
 Regular Reserve 213,354
 Other Reserves 0
 Undivided Earnings 281,909
  TOTAL EQUITY 495,263
  TOTAL LIABILITIES, SHARES, & EQUITY 4,478,271
INCOME & EXPENSE  
 Loan Income 130,303
 Investment Income 802
 Other Income 10,577
 Total Employee Compensation & Benefits 86,785
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 84,190
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,913
 Cost of Funds 3,705
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -28,123
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