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National Credit Union Service Organization

CS CREDIT UNION

Sep, 30, 2021 — CS CREDIT UNION is a federally insured state chartered credit union headquartered in Catawba, NC with 2 branch locations and about $33.32 million in total assets. Opened 36 years ago in 1986, CS CREDIT UNION has about 2,944 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 053185105
Name:CS CREDIT UNION
Address:
(Main Office)
6519 Comm Scope Rd
Catawba, NC 28609
Phone:(828) 241-6196
Fax:(828) 241-2606
Website:https://csnccreditunion.org
Branches:2 branch locations
Members:2,944
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66856
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1986
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$33,315,435
CEO/Manager:Steven H Vaden
Chairperson:Dale Sherrill

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,407,647
TOTAL INVESTMENTS 11,740,854
Loans Held for Sale 0
 
 Real Estate Loans 4,472,611
 Unsecured Loans 1,621,252
 Other Loans 4,680,698
 TOTAL LOANS 10,774,561
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -34,293
 Land And Building 20,326
 Other Fixed Assets 15,597
 NCUSIF Deposit 268,080
 All Other Assets 122,663
  TOTAL ASSETS 33,315,435
LIABILITIES & CAPITAL:  
 Dividends Payable 42,609
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 103,963
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,157,969
 Regular shares 17,061,113
 All Other Shares & Deposits 7,029,254
  TOTAL SHARES & DEPOSITS 28,248,336
  TOTAL LIABILITIES 28,394,908
 Regular Reserve 1,060,028
 Other Reserves 73,127
 Undivided Earnings 3,787,372
  TOTAL EQUITY 4,920,527
  TOTAL LIABILITIES, SHARES, & EQUITY 33,315,435
INCOME & EXPENSE  
 Loan Income 541,551
 Investment Income 190,165
 Other Income 92,715
 Total Employee Compensation & Benefits 470,079
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 264,296
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 9,533
 Cost of Funds 61,241
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 53,496
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