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National Credit Union Service Organization

CS CREDIT UNION

Jun, 30, 2021 — CS CREDIT UNION is a federally insured state chartered credit union headquartered in Catawba, NC with 2 branch locations and about $33.22 million in total assets. Opened 35 years ago in 1986, CS CREDIT UNION has about 2,909 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 053185105
Name:CS CREDIT UNION
Address:
(Main Office)
6519 Comm Scope Rd
Catawba, NC 28609
Phone:(828) 241-6196
Fax:(828) 241-2606
Website:https://csnccreditunion.org
Branches:2 branch locations
Members:2,909
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66856
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1986
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$33,222,465
CEO/Manager:Steven H Vaden
Chairperson:Dale Sherrill

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 9,710,358
TOTAL INVESTMENTS 12,579,252
Loans Held for Sale 0
 
 Real Estate Loans 4,513,346
 Unsecured Loans 1,606,276
 Other Loans 4,417,623
 TOTAL LOANS 10,537,245
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -38,268
 Land And Building 21,824
 Other Fixed Assets 17,099
 NCUSIF Deposit 268,080
 All Other Assets 126,875
  TOTAL ASSETS 33,222,465
LIABILITIES & CAPITAL:  
 Dividends Payable 51,543
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11,706
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,333,836
 Regular shares 16,472,192
 All Other Shares & Deposits 7,432,641
  TOTAL SHARES & DEPOSITS 28,238,669
  TOTAL LIABILITIES 28,301,918
 Regular Reserve 1,060,028
 Other Reserves 111,294
 Undivided Earnings 3,749,225
  TOTAL EQUITY 4,920,547
  TOTAL LIABILITIES, SHARES, & EQUITY 33,222,465
INCOME & EXPENSE  
 Loan Income 360,265
 Investment Income 134,066
 Other Income 57,008
 Total Employee Compensation & Benefits 313,753
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 175,810
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 8,259
 Cost of Funds 42,429
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 15,349
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