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National Credit Union Service Organization

CS CREDIT UNION

Mar, 31, 2022 — CS CREDIT UNION is a federally insured state chartered credit union headquartered in CATAWBA, NC with 2 branch locations and about $34.52 million in total assets. Opened 36 years ago in 1986, CS CREDIT UNION has about 2,964 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 053185105
Name:CS CREDIT UNION
Address:
(Main Office)
6519 Comm Scope Rd
CATAWBA, NC 28609
Phone:(828) 241-6196
Fax:(828) 241-2606
Website:https://csnccreditunion.org
Branches:2 branch locations
Members:2,964
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66856
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1986
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$34,520,877
CEO/Manager:Steven H Vaden
Chairperson:Dale Sherrill

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,181,021
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,505,444
 Unsecured Loans 1,531,082
 Other Loans 4,975,439
 TOTAL LOANS 11,011,965
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -58,778
 Land And Building 17,329
 Other Fixed Assets 10,005
 NCUSIF Deposit 268,080
 All Other Assets 0
  TOTAL ASSETS 34,520,877
LIABILITIES & CAPITAL:  
 Dividends Payable 45,323
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 13,322
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,783,864
 Regular shares 18,199,585
 All Other Shares & Deposits 6,991,182
  TOTAL SHARES & DEPOSITS 29,974,631
  TOTAL LIABILITIES 30,033,276
 Regular Reserve 0
 Other Reserves 653,318
 Undivided Earnings 3,834,283
  TOTAL EQUITY 4,487,601
  TOTAL LIABILITIES, SHARES, & EQUITY 34,520,877
INCOME & EXPENSE  
 Loan Income 173,286
 Investment Income 49,523
 Other Income 35,836
 Total Employee Compensation & Benefits 153,415
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 90,077
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,288
 Cost of Funds 18,032
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 789
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