Sep, 30, 2025 — GOLDEN 1 CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 63 branch locations and about $21.08 billion in total assets. Opened 93 years ago in 1933, GOLDEN 1 CREDIT UNION has more than 1.2 million members and employs 2,280 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GOLDEN 1 CREDIT UNION |
|---|---|
| Address: (Main Office) | 8945 Cal Center Dr SACRAMENTO, CA 95826-3239 |
| Phone: | (916) 732-2900 |
| Fax: | (916) 363-7064 |
| Website: | https://www.golden1.com |
| Branches: | 63 branch locations |
| Members: | 1,170,482 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61650 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1933 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $21,083,653,160 |
| CEO/Manager: | Donna A Bland |
| Chairperson: | Aeisha Mastagni |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,142,221,482 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,618,117 |
| Real Estate Loans | 9,350,006,521 |
| Unsecured Loans | 1,388,345,899 |
| Other Loans | 4,780,136,532 |
| TOTAL LOANS | 15,518,488,952 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -163,738,608 |
| Land And Building | 34,477,306 |
| Other Fixed Assets | 32,881,438 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 164,390,441 |
| All Other Assets | 5,003,960 |
| TOTAL ASSETS | 21,083,653,160 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 28,865,931 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 225,495,957 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,296,227,858 |
| Regular shares | 3,605,717,275 |
| All Other Shares & Deposits | 11,036,635,920 |
| TOTAL SHARES & DEPOSITS | 18,938,581,053 |
| TOTAL LIABILITIES | 19,201,493,993 |
| Regular Reserve | 0 |
| Other Reserves | -231,347,456 |
| Undivided Earnings | 2,113,506,623 |
| TOTAL EQUITY | 1,882,159,167 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 21,083,653,160 |
| INCOME & EXPENSE | |
| Loan Income | 627,511,024 |
| Investment Income | 156,189,117 |
| Other Income | 25,138,504 |
| Total Employee Compensation & Benefits | 189,884,468 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 163,575,048 |
| Non-operating Income & (Expense) | 70,504 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 101,601,247 |
| Cost of Funds | 322,739,180 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 86,557,405 |
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