Sep, 30, 2025 — SAN DIEGO COUNTY CREDIT UNION (SDCCU) is a federally insured state chartered credit union headquartered in SAN DIEGO, CA with 39 branch locations and about $9.26 billion in total assets. Opened 88 years ago in 1938, SAN DIEGO COUNTY CREDIT UNION (SDCCU) has about 413,370 members and employs 839 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAN DIEGO COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | 6545 Sequence Dr SAN DIEGO, CA 92121 |
| Phone: | (877) 732-2848 |
| Fax: | (858) 558-0360 |
| Website: | https://www.sdccu.com |
| Branches: | 39 branch locations |
| Members: | 413,370 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61004 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $9,262,238,325 |
| CEO/Manager: | Teresa A Campbell |
| Chairperson: | Shirley A Jackson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,520,186,967 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,098,059,314 |
| Unsecured Loans | 96,059,152 |
| Other Loans | 845,908,055 |
| TOTAL LOANS | 5,040,026,521 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -46,469,378 |
| Land And Building | 20,784,875 |
| Other Fixed Assets | 30,942,639 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 70,696,264 |
| All Other Assets | 259,832 |
| TOTAL ASSETS | 9,262,238,325 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,211 |
| Notes & Interest Payable | 280,000,000 |
| Accounts Payable & Other Liabilities | 72,884,270 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,923,886,690 |
| Regular shares | 1,273,536,962 |
| All Other Shares & Deposits | 4,280,461,200 |
| TOTAL SHARES & DEPOSITS | 7,477,884,852 |
| TOTAL LIABILITIES | 7,831,970,333 |
| Regular Reserve | 0 |
| Other Reserves | -415,663,063 |
| Undivided Earnings | 1,845,931,055 |
| TOTAL EQUITY | 1,430,267,992 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,262,238,325 |
| INCOME & EXPENSE | |
| Loan Income | 150,896,393 |
| Investment Income | 59,404,262 |
| Other Income | 20,595,487 |
| Total Employee Compensation & Benefits | 83,018,131 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 64,551,674 |
| Non-operating Income & (Expense) | 192,521 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 66,362,249 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 60,563,077 |
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