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National Credit Union Service Organization

ASSOCIATED CREDIT UNION

Sep, 30, 2025 — ASSOCIATED CREDIT UNION is a federally insured state chartered credit union headquartered in NORCROSS, GA with 18 branch locations and about $2.23 billion in total assets. Opened 96 years ago in 1930, ASSOCIATED CREDIT UNION has about 157,053 members and employs 397 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 261171338
Name:ASSOCIATED CREDIT UNION
Address:
(Main Office)
6251 Crooked Creek Rd
NORCROSS, GA 30092-3107
Phone:(770) 448-8200
Fax:(770) 368-2120
Website:https://www.acuonline.org
Branches:18 branch locations
Members:157,053
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60484
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1930
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$2,227,972,075
CEO/Manager:Lin Hodges
Chairperson:Nancy Garner

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 155,592,324
TOTAL INVESTMENTS 0
Loans Held for Sale 1,360,300
 
 Real Estate Loans 704,194,426
 Unsecured Loans 79,904,262
 Other Loans 923,237,755
 TOTAL LOANS 1,707,336,443
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -13,300,196
 Land And Building 13,248,588
 Other Fixed Assets 3,228,081
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 17,961,034
 All Other Assets 1,350,602
  TOTAL ASSETS 2,227,972,075
LIABILITIES & CAPITAL:  
 Dividends Payable 648,158
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 37,682,898
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 387,128,374
 Regular shares 515,970,030
 All Other Shares & Deposits 1,007,236,246
  TOTAL SHARES & DEPOSITS 1,910,334,651
  TOTAL LIABILITIES 1,948,665,707
 Regular Reserve 0
 Other Reserves -3,911,395
 Undivided Earnings 283,217,763
  TOTAL EQUITY 279,306,368
  TOTAL LIABILITIES, SHARES, & EQUITY 2,227,972,075
INCOME & EXPENSE  
 Loan Income 70,293,455
 Investment Income 12,229,268
 Other Income 14,156,424
 Total Employee Compensation & Benefits 31,358,090
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 27,017,869
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 8,693,379
 Cost of Funds 24,956,144
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 11,230,181
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