FINANCIAL CENTER CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.fccuburt.org for more information.
Sep, 30, 2025 — FINANCIAL CENTER CREDIT UNION is a federally insured state chartered credit union headquartered in Stockton, CA with 6 branch locations and about $634.40 million in total assets. Opened 72 years ago in 1954, FINANCIAL CENTER CREDIT UNION has about 29,604 members and employs 97 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FINANCIAL CENTER CREDIT UNION |
|---|---|
| Address: (Main Office) | P O Box 208005 Stockton, CA 95208-9005 |
| Phone: | (209) 948-6024 |
| Fax: | (209) 948-1043 |
| Website: | https://www.fccuburt.org |
| Branches: | 6 branch locations |
| Members: | 29,604 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60463 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $634,400,184 |
| CEO/Manager: | Michael P Duffy |
| Chairperson: | Manuel Lopez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 223,817,417 |
| TOTAL INVESTMENTS | 293,487,265 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,989,215 |
| Unsecured Loans | 30,797,647 |
| Other Loans | 67,492,569 |
| TOTAL LOANS | 102,279,431 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,564,706 |
| Land And Building | 5,887,291 |
| Other Fixed Assets | 597,618 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,746,884 |
| All Other Assets | 5,148,984 |
| TOTAL ASSETS | 634,400,184 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 612,657 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 12,259,802 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 97,133,296 |
| Regular shares | 402,851,596 |
| All Other Shares & Deposits | 40,458,335 |
| TOTAL SHARES & DEPOSITS | 540,443,227 |
| TOTAL LIABILITIES | 553,315,686 |
| Regular Reserve | 3,671,210 |
| Other Reserves | 18,369,805 |
| Undivided Earnings | 59,043,483 |
| TOTAL EQUITY | 81,084,498 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 634,400,184 |
| INCOME & EXPENSE | |
| Loan Income | 5,412,984 |
| Investment Income | 3,684,434 |
| Other Income | 2,341,810 |
| Total Employee Compensation & Benefits | 4,139,927 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 18,942,872 |
| Non-operating Income & (Expense) | 104,080 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -344,776 |
| Cost of Funds | 15,419,857 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -23,741,021 |
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