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CENTRAL STATE CREDIT UNION

Jun, 30, 2021 — CENTRAL STATE CREDIT UNION is a federally insured state chartered credit union headquartered in Stockton, CA with 4 branch locations and about $244.75 million in total assets. Opened 85 years ago in 1936, CENTRAL STATE CREDIT UNION has about 17,435 members and employs 46 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CENTRAL STATE CREDIT UNION
Address:
(Main Office)
919 N Center St
Stockton, CA 95202
Phone:(209) 444-5300
Fax:(209) 444-5373
Website:http://www.centralstatecu.org
Branches:4 branch locations
Members:17,435
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60363
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$244,750,423
CEO/Manager:Bruce Milgrom
Chairperson:James Kiefer

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 51,380,285
TOTAL INVESTMENTS 110,906,844
Loans Held for Sale 0
 
 Real Estate Loans 10,668,441
 Unsecured Loans 6,979,415
 Other Loans 48,803,529
 TOTAL LOANS 66,451,385
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,346,169
 Land And Building 3,629,697
 Other Fixed Assets 331,045
 NCUSIF Deposit 1,981,844
 All Other Assets 11,415,492
  TOTAL ASSETS 244,750,423
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 763,692
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 60,370,136
 Regular shares 115,455,710
 All Other Shares & Deposits 49,325,834
  TOTAL SHARES & DEPOSITS 225,151,680
  TOTAL LIABILITIES 225,915,372
 Regular Reserve 1,266,724
 Other Reserves -394,826
 Undivided Earnings 17,963,153
  TOTAL EQUITY 18,835,051
  TOTAL LIABILITIES, SHARES, & EQUITY 244,750,423
INCOME & EXPENSE  
 Loan Income 1,792,280
 Investment Income 269,658
 Other Income 928,206
 Total Employee Compensation & Benefits 1,519,392
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,552,857
 Non-operating Income & (Expense) 33,000
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -10,479
 Cost of Funds 50,574
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 225,555
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