Sep, 30, 2025 — GOLDEN VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in MANTECA, CA with 1 branch location and about $39.68 million in total assets. Opened 69 years ago in 1957, GOLDEN VALLEY FEDERAL CREDIT UNION has about 3,351 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GOLDEN VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 409 W Center St MANTECA, CA 95336 |
| Phone: | (209) 825-5878 |
| Fax: | (209) 825-8162 |
| Website: | https://www.goldenvalleyfcu.org |
| Branches: | 1 branch locations |
| Members: | 3,351 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11652 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $39,677,075 |
| CEO/Manager: | Joann Wenk |
| Chairperson: | David T Martin Sr |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,349,620 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,316,524 |
| Unsecured Loans | 2,226,878 |
| Other Loans | 13,577,865 |
| TOTAL LOANS | 23,121,267 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -268,802 |
| Land And Building | 973,362 |
| Other Fixed Assets | 550,139 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 324,643 |
| All Other Assets | 0 |
| TOTAL ASSETS | 39,677,075 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 152,381 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,928,994 |
| Regular shares | 22,380,971 |
| All Other Shares & Deposits | 4,831,585 |
| TOTAL SHARES & DEPOSITS | 35,141,550 |
| TOTAL LIABILITIES | 35,293,931 |
| Regular Reserve | 0 |
| Other Reserves | 538,058 |
| Undivided Earnings | 3,845,086 |
| TOTAL EQUITY | 4,383,144 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 39,677,075 |
| INCOME & EXPENSE | |
| Loan Income | 1,059,945 |
| Investment Income | 312,434 |
| Other Income | 20,921 |
| Total Employee Compensation & Benefits | 398,792 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 491,785 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 331,089 |
| Cost of Funds | 116,972 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 168,439 |
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