Sep, 30, 2025 — NATIONAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BLUEFIELD, WV with 1 branch location and about $14.36 million in total assets. Opened 78 years ago in 1948, NATIONAL EMPLOYEES FEDERAL CREDIT UNION has about 3,001 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NATIONAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 314O E CUMBERLAND RD BLUEFIELD, WV 24701-4972 |
| Phone: | (304) 325-9753 |
| Fax: | (304) 324-8525 |
| Website: | https://www.nationalemployeesfcu.co |
| Branches: | 1 branch locations |
| Members: | 3,001 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5713 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Oct 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $14,361,080 |
| CEO/Manager: | CHARLES F BLANKENSHIP |
| Chairperson: | Charles Bowling |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,524,571 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 776,806 |
| Unsecured Loans | 2,045,569 |
| Other Loans | 6,076,484 |
| TOTAL LOANS | 8,898,859 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -135,104 |
| Land And Building | 304,222 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 128,469 |
| All Other Assets | 0 |
| TOTAL ASSETS | 14,361,080 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,104 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 33,108 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 470,602 |
| Regular shares | 10,520,465 |
| All Other Shares & Deposits | 1,383,621 |
| TOTAL SHARES & DEPOSITS | 12,374,689 |
| TOTAL LIABILITIES | 12,415,901 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,945,179 |
| TOTAL EQUITY | 1,945,179 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 14,361,080 |
| INCOME & EXPENSE | |
| Loan Income | 446,762 |
| Investment Income | 141,050 |
| Other Income | 39,500 |
| Total Employee Compensation & Benefits | 250,588 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 267,082 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,000 |
| Cost of Funds | 93,437 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 43,148 |
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