Sep, 30, 2025 — GULF COAST FEDERAL CREDIT UNION is a federal credit union headquartered in CORPUS CHRISTI, TX with 6 branch locations and about $291.18 million in total assets. Opened 86 years ago in 1940, GULF COAST FEDERAL CREDIT UNION has about 18,701 members and employs 100 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GULF COAST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2633 Rodd Field Rd CORPUS CHRISTI, TX 78414-3145 |
| Phone: | (361) 980-8203 |
| Fax: | (361) 980-9665 |
| Website: | https://www.ccgcfcu.com |
| Branches: | 6 branch locations |
| Members: | 18,701 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4060 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $291,179,579 |
| CEO/Manager: | Jeremy Garza |
| Chairperson: | Hector Bernal |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,976,188 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 91,937,768 |
| Unsecured Loans | 5,782,108 |
| Other Loans | 142,485,844 |
| TOTAL LOANS | 241,582,741 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,406,019 |
| Land And Building | 3,777,248 |
| Other Fixed Assets | 2,568,167 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,574,694 |
| All Other Assets | 2,102,208 |
| TOTAL ASSETS | 291,179,579 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 88,878 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,793,722 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,659,266 |
| Regular shares | 42,986,833 |
| All Other Shares & Deposits | 203,562,539 |
| TOTAL SHARES & DEPOSITS | 266,208,638 |
| TOTAL LIABILITIES | 268,091,238 |
| Regular Reserve | 0 |
| Other Reserves | 519,420 |
| Undivided Earnings | 22,568,921 |
| TOTAL EQUITY | 23,088,341 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 291,179,579 |
| INCOME & EXPENSE | |
| Loan Income | 13,460,572 |
| Investment Income | 363,868 |
| Other Income | 2,240,336 |
| Total Employee Compensation & Benefits | 3,625,715 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,101,665 |
| Non-operating Income & (Expense) | 1,408 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,549,657 |
| Cost of Funds | 6,730,888 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -1,102,358 |
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