Sep, 30, 2025 — FIREFIGHTERS & COMPANY FEDERAL CREDIT UNION is a federal credit union headquartered in DAYTON, OH with 2 branch locations and about $126.91 million in total assets. Opened 91 years ago in 1935, FIREFIGHTERS & COMPANY FEDERAL CREDIT UNION has about 7,224 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIREFIGHTERS & COMPANY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 338 S Patterson Blvd DAYTON, OH 45402-2845 |
| Phone: | (937) 228-1614 |
| Fax: | (937) 228-0068 |
| Website: | https://www.ffcocu.org |
| Branches: | 2 branch locations |
| Members: | 7,224 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 395 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $126,909,471 |
| CEO/Manager: | Thomas L Newton |
| Chairperson: | Norman F Essman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 14,473,884 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,326,181 |
| Unsecured Loans | 6,388,699 |
| Other Loans | 58,494,955 |
| TOTAL LOANS | 83,209,835 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -660,441 |
| Land And Building | 954,126 |
| Other Fixed Assets | 198,256 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 960,661 |
| All Other Assets | 174,625 |
| TOTAL ASSETS | 126,909,471 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 7,502,140 |
| Accounts Payable & Other Liabilities | 472,959 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,405,874 |
| Regular shares | 29,602,331 |
| All Other Shares & Deposits | 65,254,412 |
| TOTAL SHARES & DEPOSITS | 108,262,617 |
| TOTAL LIABILITIES | 116,237,716 |
| Regular Reserve | 0 |
| Other Reserves | 551,609 |
| Undivided Earnings | 10,120,146 |
| TOTAL EQUITY | 10,671,755 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 126,909,471 |
| INCOME & EXPENSE | |
| Loan Income | 4,191,760 |
| Investment Income | 1,175,347 |
| Other Income | 328,754 |
| Total Employee Compensation & Benefits | 1,375,782 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,499,012 |
| Non-operating Income & (Expense) | -19 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 395,297 |
| Cost of Funds | 2,177,372 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 544,628 |
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