Sep, 30, 2025 — COASTHILLS FEDERAL CREDIT UNION is a federal credit union headquartered in SANTA MARIA, CA with 11 branch locations and about $1.77 billion in total assets. Opened 68 years ago in 1958, COASTHILLS FEDERAL CREDIT UNION has about 82,257 members and employs 300 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COASTHILLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1075 E Betteravia Rd SANTA MARIA, CA 93454 |
| Phone: | (805) 733-7600 |
| Fax: | (805) 733-4230 |
| Website: | https://www.coasthills.coop |
| Branches: | 11 branch locations |
| Members: | 82,257 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24957 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,769,887,118 |
| CEO/Manager: | James Ledford |
| Chairperson: | Homero Contreras |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 147,664,983 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 621,725,982 |
| Unsecured Loans | 127,082,207 |
| Other Loans | 531,285,955 |
| TOTAL LOANS | 1,280,094,145 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,719,042 |
| Land And Building | 53,823,455 |
| Other Fixed Assets | 11,190,934 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 13,846,104 |
| All Other Assets | 2,302,652 |
| TOTAL ASSETS | 1,769,887,118 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 80,261 |
| Notes & Interest Payable | 137,000,000 |
| Accounts Payable & Other Liabilities | 23,321,046 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 389,680,917 |
| Regular shares | 301,450,721 |
| All Other Shares & Deposits | 780,923,181 |
| TOTAL SHARES & DEPOSITS | 1,472,054,819 |
| TOTAL LIABILITIES | 1,632,475,751 |
| Regular Reserve | 0 |
| Other Reserves | -2,252,167 |
| Undivided Earnings | 139,663,534 |
| TOTAL EQUITY | 137,411,367 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,769,887,118 |
| INCOME & EXPENSE | |
| Loan Income | 56,394,118 |
| Investment Income | 7,856,089 |
| Other Income | 6,126,644 |
| Total Employee Compensation & Benefits | 24,245,844 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 20,031,349 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,212,219 |
| Cost of Funds | 21,965,697 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,375,190 |
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