MEMBERS UNITED CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.membersunitedcreditunion.org/ for more information.
Sep, 30, 2025 — MEMBERS UNITED CREDIT UNION is a federal credit union headquartered in Albany, GA with 3 branch locations and about $68.63 million in total assets. Opened 92 years ago in 1934, MEMBERS UNITED CREDIT UNION has about 7,131 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS UNITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 1115 N Westover Blvd Albany, GA 31707 |
| Phone: | (229) 439-1448 |
| Fax: | (229) 432-6374 |
| Website: | https://www.membersunitedcreditunion.org/ |
| Branches: | 3 branch locations |
| Members: | 7,131 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24933 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $68,626,212 |
| CEO/Manager: | Janet L Gilmore |
| Chairperson: | James H Hammond |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,884,886 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,996,462 |
| Unsecured Loans | 1,596,677 |
| Other Loans | 15,713,931 |
| TOTAL LOANS | 19,307,070 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -458,645 |
| Land And Building | 2,726,315 |
| Other Fixed Assets | 58,150 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 596,871 |
| All Other Assets | 0 |
| TOTAL ASSETS | 68,626,212 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 42,645 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 49,953 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,252,229 |
| Regular shares | 23,313,757 |
| All Other Shares & Deposits | 25,299,558 |
| TOTAL SHARES & DEPOSITS | 59,865,544 |
| TOTAL LIABILITIES | 59,958,142 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 8,668,070 |
| TOTAL EQUITY | 8,668,070 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 68,626,212 |
| INCOME & EXPENSE | |
| Loan Income | 276,708 |
| Investment Income | 73,496 |
| Other Income | 177,012 |
| Total Employee Compensation & Benefits | 315,890 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 278,464 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 74,433 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -131,380 |
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