Sep, 30, 2025 — CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in CLARKSBURG, WV with 1 branch location and about $15.50 million in total assets. Opened 79 years ago in 1947, CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION has about 1,192 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 323 E Pike St CLARKSBURG, WV 26301 |
| Phone: | (304) 623-4794 |
| Fax: | (304) 622-3407 |
| Website: | https://www.capecu.com |
| Branches: | 1 branch locations |
| Members: | 1,192 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24841 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1947 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,502,319 |
| CEO/Manager: | Teresa S Henline |
| Chairperson: | John J Pokrzywa |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 647,639 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,944,984 |
| Unsecured Loans | 540,797 |
| Other Loans | 2,869,012 |
| TOTAL LOANS | 5,354,793 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -69,543 |
| Land And Building | 1,000,303 |
| Other Fixed Assets | 11,458 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 136,180 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,502,319 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 21,443 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,825,978 |
| Regular shares | 8,488,453 |
| All Other Shares & Deposits | 3,909,229 |
| TOTAL SHARES & DEPOSITS | 14,223,660 |
| TOTAL LIABILITIES | 14,245,103 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,257,216 |
| TOTAL EQUITY | 1,257,216 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,502,319 |
| INCOME & EXPENSE | |
| Loan Income | 289,720 |
| Investment Income | 138,027 |
| Other Income | 59,893 |
| Total Employee Compensation & Benefits | 150,552 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 267,364 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 53,616 |
| Cost of Funds | 32,378 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -5,322 |
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