Sep, 30, 2025 — FIRST PRIORITY FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, WV with 2 branch locations and about $72.59 million in total assets. Opened 101 years ago in 1925, FIRST PRIORITY FEDERAL CREDIT UNION has about 7,322 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST PRIORITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 500 Virginia Ave HUNTINGTON, WV 25701 |
| Phone: | (304) 522-9450 |
| Fax: | (304) 522-7708 |
| Website: | https://www.firstpriorityfcu.org |
| Branches: | 2 branch locations |
| Members: | 7,322 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24649 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1925 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $72,588,705 |
| CEO/Manager: | Krista L Christian |
| Chairperson: | Phillip A Stapleton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,564,204 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,755,998 |
| Unsecured Loans | 1,904,421 |
| Other Loans | 22,772,959 |
| TOTAL LOANS | 31,433,378 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -252,853 |
| Land And Building | 3,300,052 |
| Other Fixed Assets | 218,289 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 599,288 |
| All Other Assets | 0 |
| TOTAL ASSETS | 72,588,705 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 724 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 239,962 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,313,578 |
| Regular shares | 33,921,287 |
| All Other Shares & Deposits | 13,599,016 |
| TOTAL SHARES & DEPOSITS | 63,833,881 |
| TOTAL LIABILITIES | 64,074,567 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 8,514,138 |
| TOTAL EQUITY | 8,514,138 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 72,588,705 |
| INCOME & EXPENSE | |
| Loan Income | 1,172,574 |
| Investment Income | 846,006 |
| Other Income | 268,406 |
| Total Employee Compensation & Benefits | 1,020,532 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,084,166 |
| Non-operating Income & (Expense) | 689,756 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 313,751 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 558,293 |
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