Sep, 30, 2025 — OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION is a federal credit union headquartered in LIVERMORE, CA with 27 branch locations and about $1.62 billion in total assets. Opened 63 years ago in 1963, OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION has about 119,249 members and employs 206 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 250 N Canyons Pkwy LIVERMORE, CA 94551 |
| Phone: | (925) 454-4000 |
| Fax: | (925) 449-7801 |
| Website: | https://www.oefederal.org/ |
| Branches: | 27 branch locations |
| Members: | 119,249 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24235 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,623,150,890 |
| CEO/Manager: | Jeff Hampton |
| Chairperson: | Dan Reding |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 97,381,804 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 445,447,882 |
| Unsecured Loans | 74,050,358 |
| Other Loans | 320,810,238 |
| TOTAL LOANS | 840,308,477 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,342,766 |
| Land And Building | 13,482,510 |
| Other Fixed Assets | 5,554,782 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 10,654,354 |
| All Other Assets | 424,733 |
| TOTAL ASSETS | 1,623,150,890 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 14,317,047 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 230,789,501 |
| Regular shares | 500,625,489 |
| All Other Shares & Deposits | 651,949,784 |
| TOTAL SHARES & DEPOSITS | 1,383,364,772 |
| TOTAL LIABILITIES | 1,397,746,059 |
| Regular Reserve | 0 |
| Other Reserves | -14,790,193 |
| Undivided Earnings | 240,195,024 |
| TOTAL EQUITY | 225,404,831 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,623,150,890 |
| INCOME & EXPENSE | |
| Loan Income | 34,996,421 |
| Investment Income | 17,508,150 |
| Other Income | 4,280,293 |
| Total Employee Compensation & Benefits | 19,724,602 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,243,591 |
| Non-operating Income & (Expense) | 125,922 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,049,759 |
| Cost of Funds | 14,865,818 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 11,443,142 |
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