Sep, 30, 2025 — CHATTAHOOCHEE FEDERAL CREDIT UNION is a federal credit union headquartered in VALLEY, AL with 1 branch location and about $23.40 million in total assets. Opened 41 years ago in 1985, CHATTAHOOCHEE FEDERAL CREDIT UNION has about 2,781 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHATTAHOOCHEE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 519 FOB JAMES DR VALLEY, AL 36854-5085 |
| Phone: | (334) 756-7027 |
| Fax: | (334) 756-7542 |
| Website: | https://www.chatt.coop |
| Branches: | 1 branch locations |
| Members: | 2,781 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24221 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1985 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $23,404,840 |
| CEO/Manager: | STACEY B HAND |
| Chairperson: | KIMBERLEY K BONNER |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 690,403 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 469,875 |
| Unsecured Loans | 1,810,576 |
| Other Loans | 12,108,677 |
| TOTAL LOANS | 14,389,128 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -100,742 |
| Land And Building | 325,658 |
| Other Fixed Assets | 55,537 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 191,420 |
| All Other Assets | 0 |
| TOTAL ASSETS | 23,404,840 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,767 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -9,720 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,833,921 |
| Regular shares | 9,218,782 |
| All Other Shares & Deposits | 8,087,098 |
| TOTAL SHARES & DEPOSITS | 20,139,801 |
| TOTAL LIABILITIES | 20,135,848 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,268,992 |
| TOTAL EQUITY | 3,268,992 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,404,840 |
| INCOME & EXPENSE | |
| Loan Income | 687,006 |
| Investment Income | 272,539 |
| Other Income | 120,168 |
| Total Employee Compensation & Benefits | 310,194 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 438,137 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 12,000 |
| Cost of Funds | 135,069 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 294,354 |
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