Sep, 30, 2025 — FLINT RIVER EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in OGLETHORPE, GA with 2 branch locations and about $1.75 million in total assets. Opened 44 years ago in 1982, FLINT RIVER EMPLOYEES FEDERAL CREDIT UNION has about 373 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FLINT RIVER EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2449 Stagecoach Rd OGLETHORPE, GA 31068 |
| Phone: | (478) 472-5524 |
| Fax: | |
| Website: | n/a |
| Branches: | 2 branch locations |
| Members: | 373 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23908 |
|---|---|
| Membership Type: | Manufacturing - All Other |
| Corporate Credit Union: | No |
| Year Opened: | 1982 |
| Last Audited: | Mar 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,748,353 |
| CEO/Manager: | Sharon H Phairr |
| Chairperson: | Niikki Brown |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 479,659 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 278,849 |
| Other Loans | 1,032,253 |
| TOTAL LOANS | 1,311,101 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -55,340 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 8,897 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,748,353 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -82 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,103,414 |
| All Other Shares & Deposits | 4,779 |
| TOTAL SHARES & DEPOSITS | 1,108,194 |
| TOTAL LIABILITIES | 1,108,112 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 640,241 |
| TOTAL EQUITY | 640,241 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,748,353 |
| INCOME & EXPENSE | |
| Loan Income | 86,494 |
| Investment Income | 7,346 |
| Other Income | 3,258 |
| Total Employee Compensation & Benefits | 38,749 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 38,757 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 23,805 |
| Cost of Funds | 1,119 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -5,332 |
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