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National Credit Union Service Organization

LOCAL 41 I.B.E.W. FEDERAL CREDIT UNION

Sep, 30, 2025 — LOCAL 41 I.B.E.W. FEDERAL CREDIT UNION is a federal credit union headquartered in ORCHARD PARK, NY with 1 branch location and about $17.32 million in total assets. Opened 50 years ago in 1976, LOCAL 41 I.B.E.W. FEDERAL CREDIT UNION has about 2,191 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOCAL 41 I.B.E.W. FEDERAL CREDIT UNION
Address:
(Main Office)
3564 California Rd
ORCHARD PARK, NY 14127
Phone:(716) 662-6133
Fax:(716) 662-0160
Website:https://www.local41fcu.com
Branches:1 branch locations
Members:2,191
Credit Union Type:Federal Credit Union
Charter Number:22447
Membership Type:Associational - Other than religious or fraternal, or 'low-income'
Corporate Credit Union:No
Year Opened:1976
Last Audited:Mar 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$17,317,474
CEO/Manager:Stacy L Bognar
Chairperson:Richard Ehlers

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 939,572
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,500,087
 Unsecured Loans 893,313
 Other Loans 5,653,806
 TOTAL LOANS 10,047,206
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -83,982
 Land And Building 0
 Other Fixed Assets 64,987
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 147,545
 All Other Assets 0
  TOTAL ASSETS 17,317,474
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 33,059
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,369,572
 Regular shares 12,235,400
 All Other Shares & Deposits 477,322
  TOTAL SHARES & DEPOSITS 15,082,295
  TOTAL LIABILITIES 15,115,354
 Regular Reserve 0
 Other Reserves 181,595
 Undivided Earnings 2,020,525
  TOTAL EQUITY 2,202,120
  TOTAL LIABILITIES, SHARES, & EQUITY 17,317,474
INCOME & EXPENSE  
 Loan Income 388,286
 Investment Income 235,563
 Other Income 54,118
 Total Employee Compensation & Benefits 192,842
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 197,944
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 51,828
 Cost of Funds 23,735
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 217,583
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