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CROSSROADS COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — CROSSROADS COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 2 branch locations and about $83.81 million in total assets. Opened 83 years ago in 1938, CROSSROADS COMMUNITY FEDERAL CREDIT UNION has about 6,349 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CROSSROADS COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
3031 WILLIAM STREET
CHEEKTOWAGA, NY 14227
Phone:(716) 896-8084
Fax:(716) 896-8086
Website:http://www.crcfcu.com
Branches:2 branch locations
Members:6,349
Credit Union Type:Federal Credit Union
Charter Number:2508
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1938
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$83,807,856
CEO/Manager:Kevin B Kiehl
Chairperson:Joseph J Porempski

Call Report

  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,541,445
TOTAL INVESTMENTS 41,928,753
Loans Held for Sale 0
 
 Real Estate Loans 14,148,181
 Unsecured Loans 2,799,508
 Other Loans 7,957,886
 TOTAL LOANS 24,905,575
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -127,606
 Land And Building 503,066
 Other Fixed Assets 25,667
 NCUSIF Deposit 666,479
 All Other Assets 364,477
  TOTAL ASSETS 83,807,856
LIABILITIES & CAPITAL:  
 Dividends Payable 18,329
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 180,332
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 11,419,891
 Regular shares 51,138,350
 All Other Shares & Deposits 11,445,718
  TOTAL SHARES & DEPOSITS 74,003,959
  TOTAL LIABILITIES 74,202,620
 Regular Reserve 611,846
 Other Reserves 1,803,331
 Undivided Earnings 7,190,059
  TOTAL EQUITY 9,605,236
  TOTAL LIABILITIES, SHARES, & EQUITY 83,807,856
INCOME & EXPENSE  
 Loan Income 260,570
 Investment Income 139,951
 Other Income 32,146
 Total Employee Compensation & Benefits 193,643
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 206,493
 Non-operating Income & (Expense) 4,337
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,403
 Cost of Funds 21,679
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 192,174
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