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CROSSROADS COMMUNITY FEDERAL CREDIT UNION

Sep, 30, 2021 — CROSSROADS COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 2 branch locations and about $87.46 million in total assets. Opened 83 years ago in 1938, CROSSROADS COMMUNITY FEDERAL CREDIT UNION has about 6,327 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CROSSROADS COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
3031 WILLIAM STREET
CHEEKTOWAGA, NY 14227
Phone:(716) 896-8084
Fax:(716) 896-8086
Website:http://www.crcfcu.com
Branches:2 branch locations
Members:6,327
Credit Union Type:Federal Credit Union
Charter Number:2508
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1938
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$87,456,904
CEO/Manager:Jeffrey A Murbach
Chairperson:Joseph J Porempski

Call Report

  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,327,803
TOTAL INVESTMENTS 44,727,753
Loans Held for Sale 0
 
 Real Estate Loans 14,145,691
 Unsecured Loans 2,790,795
 Other Loans 9,113,455
 TOTAL LOANS 26,049,941
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -85,637
 Land And Building 498,496
 Other Fixed Assets 20,442
 NCUSIF Deposit 694,673
 All Other Assets 223,433
  TOTAL ASSETS 87,456,904
LIABILITIES & CAPITAL:  
 Dividends Payable 16,877
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 186,802
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 11,982,228
 Regular shares 53,966,198
 All Other Shares & Deposits 11,288,970
  TOTAL SHARES & DEPOSITS 77,237,396
  TOTAL LIABILITIES 77,441,075
 Regular Reserve 611,846
 Other Reserves 1,803,331
 Undivided Earnings 7,600,652
  TOTAL EQUITY 10,015,829
  TOTAL LIABILITIES, SHARES, & EQUITY 87,456,904
INCOME & EXPENSE  
 Loan Income 771,127
 Investment Income 390,164
 Other Income 96,036
 Total Employee Compensation & Benefits 572,494
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 646,398
 Non-operating Income & (Expense) 529,117
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -44,116
 Cost of Funds 60,989
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 602,767
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