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CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION

Jun, 30, 2021 — CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 1 branch location and about $11.50 million in total assets. Opened 62 years ago in 1959, CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION has about 1,128 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
3234 Union Road
CHEEKTOWAGA, NY 14227
Phone:(716) 684-1741
Fax:(716) 601-7547
Website:https://www.cheektowagacommunityfcu.net/
Branches:1 branch locations
Members:1,128
Credit Union Type:Federal Credit Union
Charter Number:12912
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1959
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$11,498,763
CEO/Manager:Cheryl Kuczynski
Chairperson:Ronald C LaVere

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,014,471
TOTAL INVESTMENTS 1,539,320
Loans Held for Sale 0
 
 Real Estate Loans 4,592,786
 Unsecured Loans 1,095,447
 Other Loans 3,069,642
 TOTAL LOANS 8,757,875
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -36,969
 Land And Building 0
 Other Fixed Assets 71,679
 NCUSIF Deposit 96,282
 All Other Assets 56,105
  TOTAL ASSETS 11,498,763
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,577
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,283,003
 Regular shares 6,963,283
 All Other Shares & Deposits 792,712
  TOTAL SHARES & DEPOSITS 10,038,998
  TOTAL LIABILITIES 10,040,575
 Regular Reserve 600,000
 Other Reserves 0
 Undivided Earnings 858,188
  TOTAL EQUITY 1,458,188
  TOTAL LIABILITIES, SHARES, & EQUITY 11,498,763
INCOME & EXPENSE  
 Loan Income 176,728
 Investment Income 8,115
 Other Income 14,197
 Total Employee Compensation & Benefits 102,823
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 87,466
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 9,267
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 23,497
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