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CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2022 — CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 1 branch location and about $11.86 million in total assets. Opened 64 years ago in 1959, CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION has about 1,105 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
3234 Union Rd
CHEEKTOWAGA, NY 14227-1044
Phone:(716) 684-1741
Fax:(716) 601-7547
Website:https://www.cheektowagacommunityfcu.net/
Branches:1 branch locations
Members:1,105
Credit Union Type:Federal Credit Union
Charter Number:12912
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1959
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$11,860,292
CEO/Manager:Cheryl Kuczynski
Chairperson:Terry m Weldy

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 748,637
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,282,489
 Unsecured Loans 952,347
 Other Loans 3,263,665
 TOTAL LOANS 8,498,501
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -34,763
 Land And Building 0
 Other Fixed Assets 45,875
 NCUSIF Deposit 102,477
 All Other Assets 0
  TOTAL ASSETS 11,860,292
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,988
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,209,133
 Regular shares 7,453,635
 All Other Shares & Deposits 713,869
  TOTAL SHARES & DEPOSITS 10,376,637
  TOTAL LIABILITIES 10,378,625
 Regular Reserve 0
 Other Reserves 600,000
 Undivided Earnings 881,667
  TOTAL EQUITY 1,481,667
  TOTAL LIABILITIES, SHARES, & EQUITY 11,860,292
INCOME & EXPENSE  
 Loan Income 248,071
 Investment Income 17,361
 Other Income 25,121
 Total Employee Compensation & Benefits 166,281
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 157,259
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -10,336
 Cost of Funds 10,162
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -7,458
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