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CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2022 — CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 1 branch location and about $11.93 million in total assets. Opened 63 years ago in 1959, CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION has about 1,094 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
3234 Union Rd
CHEEKTOWAGA, NY 14227-1044
Phone:(716) 684-1741
Fax:(716) 601-7547
Website:https://www.cheektowagacommunityfcu.net/
Branches:1 branch locations
Members:1,094
Credit Union Type:Federal Credit Union
Charter Number:12912
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1959
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$11,930,150
CEO/Manager:Cheryl Kuczynski
Chairperson:Ronald C LaVere

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 566,496
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,191,637
 Unsecured Loans 1,031,968
 Other Loans 2,805,427
 TOTAL LOANS 8,029,032
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -31,131
 Land And Building 0
 Other Fixed Assets 55,905
 NCUSIF Deposit 96,282
 All Other Assets 0
  TOTAL ASSETS 11,930,150
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,126
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,100,104
 Regular shares 7,572,875
 All Other Shares & Deposits 774,174
  TOTAL SHARES & DEPOSITS 10,447,153
  TOTAL LIABILITIES 10,448,279
 Regular Reserve 0
 Other Reserves 600,000
 Undivided Earnings 881,871
  TOTAL EQUITY 1,481,871
  TOTAL LIABILITIES, SHARES, & EQUITY 11,930,150
INCOME & EXPENSE  
 Loan Income 78,078
 Investment Income 2,804
 Other Income 8,890
 Total Employee Compensation & Benefits 66,393
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 44,062
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -1,856
 Cost of Funds 3,577
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -7,251
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