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I C S FEDERAL CREDIT UNION

Mar, 31, 2021 — I C S FEDERAL CREDIT UNION is a federal credit union headquartered in ELMA, NY with 1 branch location and about $2.13 million in total assets. Opened 58 years ago in 1963, I C S FEDERAL CREDIT UNION has about 420 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:I C S FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 32
ELMA, NY 14059
Phone:(716) 995-2316
Fax:(716) 995-2317
Website:n/a
Branches:1 branch locations
Members:420
Credit Union Type:Federal Credit Union
Charter Number:15662
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1963
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$2,128,120
CEO/Manager:connie schmidle
Chairperson:JAMES MOCH

Call Report

  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 794,008
TOTAL INVESTMENTS 100,000
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 95,598
 Other Loans 1,115,030
 TOTAL LOANS 1,210,628
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,336
 Land And Building 0
 Other Fixed Assets 1,960
 NCUSIF Deposit 16,396
 All Other Assets 8,464
  TOTAL ASSETS 2,128,120
LIABILITIES & CAPITAL:  
 Dividends Payable 144
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,661
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,976,784
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 1,976,784
  TOTAL LIABILITIES 1,980,589
 Regular Reserve 50,423
 Other Reserves 0
 Undivided Earnings 97,108
  TOTAL EQUITY 147,531
  TOTAL LIABILITIES, SHARES, & EQUITY 2,128,120
INCOME & EXPENSE  
 Loan Income 9,331
 Investment Income 413
 Other Income 30
 Total Employee Compensation & Benefits 5,415
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,056
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 144
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,847
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