Sep, 30, 2025 — MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in FAIRMONT, WV with 1 branch location and about $9.10 million in total assets. Opened 50 years ago in 1976, MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION has about 820 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1512 Mary Lou Retton Dr FAIRMONT, WV 26554 |
| Phone: | (304) 366-2390 |
| Fax: | (304) 366-2465 |
| Website: | https://www.schoolcu.virtualcu.net |
| Branches: | 1 branch locations |
| Members: | 820 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22428 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1976 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $9,096,368 |
| CEO/Manager: | Tonya A Wilfong |
| Chairperson: | Cathie Matheny |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 715,370 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 619,201 |
| Other Loans | 2,428,953 |
| TOTAL LOANS | 3,048,154 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -20,624 |
| Land And Building | 156,584 |
| Other Fixed Assets | 2 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 69,963 |
| All Other Assets | 0 |
| TOTAL ASSETS | 9,096,368 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 10,053 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 856,459 |
| Regular shares | 5,627,421 |
| All Other Shares & Deposits | 644,169 |
| TOTAL SHARES & DEPOSITS | 7,128,049 |
| TOTAL LIABILITIES | 7,138,102 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,958,266 |
| TOTAL EQUITY | 1,958,266 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,096,368 |
| INCOME & EXPENSE | |
| Loan Income | 179,023 |
| Investment Income | 177,929 |
| Other Income | 11,345 |
| Total Employee Compensation & Benefits | 103,326 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 107,560 |
| Non-operating Income & (Expense) | 1,737 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 40,624 |
| Cost of Funds | 16,354 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 102,170 |
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